Is Clayton, MO a Good Place to Live?
Clayton is a small city of 17,212 in Missouri, with a median household income of $125,829 and a 2.4% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.
Strengths: Clayton stands out for an affordable cost of living, lower-than-average crime, solid school ratings (A+), a well-educated population, short average commutes.
Trade-offs: Potential downsides include high home prices. Whether Clayton is right for you depends on your priorities — the full breakdown is below.
All Clayton city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 96.3Clayton's overall cost of living index is 96.3, where 100 represents the US national average. Living in Clayton costs roughly 4% less than the average American city.
| Metric | Clayton, MO | National Avg |
|---|---|---|
| Median Home Value | $812,800 | $244,900 |
| Median Monthly Rent | $1,570 | $1,163 |
| Homeownership Rate | 54.5% | 65.9% |
| Median Household Income | $125,829 | $74,755 |
Crime & Safety
Very SafeClayton's violent crime rate is 102.9 per 100,000 residents — 73% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Clayton is served primarily by CLAYTON. The student-to-teacher ratio is 9.8:1 (better than the national average of ~16:1).
| Metric | Clayton, MO | National Avg |
|---|---|---|
| School District | CLAYTON | — |
| Elementary Schools | 3 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 9.8:1 | 16:1 |
| Bachelor's Degree or Higher | 80.5% | 35.4% |
| High School Diploma or Higher | 96.9% | 91.1% |
Weather & Climate
Clayton sees average highs of 40.6°F in January and 89.6°F in July, with 43.9 inches of annual precipitation and 16.6 inches of snow per year.
| Metric | Clayton, MO |
|---|---|
| Average High — January | 40.6°F |
| Average High — July | 89.6°F |
| Annual Precipitation | 43.9" |
| Annual Snowfall | 16.6" |
Demographics
| Metric | Clayton, MO | National Avg |
|---|---|---|
| Population | 17,212 | — |
| Median Age | 27.6 | 38.9 |
| Unemployment Rate | 2.4% | 3.7% |
| Avg Commute Time | 16.8 min | 26 min |
| White (non-Hispanic) | 72.0% | 59.3% |
| Black or African American | 8.6% | 13.6% |
| Hispanic or Latino | 3.4% | 18.9% |
| Asian | 10.5% | 6.3% |
| Under 18 | 18.7% | 22.2% |
| 65 and over | 13.0% | 16.8% |
Nearby Cities
ZIP Codes in Clayton
Clayton, MO is covered by 1 ZIP code: