Median Income
$125,829
household / year
Median Home Value
$812,800
owner-occupied
Median Rent
$1,570
gross / month
Cost of Living
96
national avg = 100

Is Clayton, MO a Good Place to Live?

Clayton is a small city of 17,212 in Missouri, with a median household income of $125,829 and a 2.4% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Clayton stands out for an affordable cost of living, lower-than-average crime, solid school ratings (A+), a well-educated population, short average commutes.

Trade-offs: Potential downsides include high home prices. Whether Clayton is right for you depends on your priorities — the full breakdown is below.

All Clayton city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.3

Clayton's overall cost of living index is 96.3, where 100 represents the US national average. Living in Clayton costs roughly 4% less than the average American city.

Metric Clayton, MO National Avg
Median Home Value $812,800 $244,900
Median Monthly Rent $1,570 $1,163
Homeownership Rate 54.5% 65.9%
Median Household Income $125,829 $74,755

Crime & Safety

Very Safe

Clayton's violent crime rate is 102.9 per 100,000 residents — 73% lower than the national average of ~380 per 100,000.

Violent Crime
102.9 /100k
Property Crime
794.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Clayton is served primarily by CLAYTON. The student-to-teacher ratio is 9.8:1 (better than the national average of ~16:1).

Metric Clayton, MO National Avg
School District CLAYTON —
Elementary Schools 3 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 9.8:1 16:1
Bachelor's Degree or Higher 80.5% 35.4%
High School Diploma or Higher 96.9% 91.1%

Weather & Climate

Clayton sees average highs of 40.6°F in January and 89.6°F in July, with 43.9 inches of annual precipitation and 16.6 inches of snow per year.

MetricClayton, MO
Average High — January40.6°F
Average High — July89.6°F
Annual Precipitation43.9"
Annual Snowfall16.6"

Demographics

MetricClayton, MONational Avg
Population17,212—
Median Age27.638.9
Unemployment Rate2.4%3.7%
Avg Commute Time16.8 min26 min
White (non-Hispanic)72.0%59.3%
Black or African American8.6%13.6%
Hispanic or Latino3.4%18.9%
Asian10.5%6.3%
Under 1818.7%22.2%
65 and over13.0%16.8%

Nearby Cities

ZIP Codes in Clayton

Clayton, MO is covered by 1 ZIP code:

Clayton vs Other Cities

Frequently Asked Questions

Clayton's cost of living index is 96, where 100 is the national average. That makes Clayton roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $812,800 and median rent is $1,570/month.
Clayton's violent crime rate is 102.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 794.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Clayton are operated by CLAYTON. The district has 3 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 9.8:1. 80.5% of adults 25+ hold a bachelor's degree or higher.
Clayton, MO has a population of 17,212, a median household income of $125,829, and an unemployment rate of 2.4%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Clayton averages 40.6°F in January and 89.6°F in July. Annual rainfall is 43.9 inches with about 16.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Clayton, MO is covered by 1 ZIP code: 63105.
The population of Clayton, Missouri is 17,212 with a median age of 27.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Clayton: cost of living index 96 (100 = US average), median home $812,800, median household income $125,829, crime index 31 (100 = US average, lower is safer), schools rated A+. Whether these are benefits or drawbacks depends on where you're coming from — compare Clayton side by side with your current city to see the trade-offs.