Median Income
$71,888
household / year
Median Home Value
$303,600
owner-occupied
Median Rent
$1,204
gross / month
Cost of Living
96
national avg = 100

Is University City, MO a Good Place to Live?

University City is a small city of 34,850 in Missouri, with a median household income of $71,888 and a 2.0% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: University City stands out for an affordable cost of living, lower-than-average crime, solid school ratings (A), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether University City is right for you depends on your priorities — the full breakdown is below.

All University City city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.3

University City's overall cost of living index is 96.3, where 100 represents the US national average. Living in University City costs roughly 4% less than the average American city.

Metric University City, MO National Avg
Median Home Value $303,600 $244,900
Median Monthly Rent $1,204 $1,163
Homeownership Rate 55.2% 65.9%
Median Household Income $71,888 $74,755

Crime & Safety

Safer than Average

University City's violent crime rate is 298.8 per 100,000 residents — 21% lower than the national average of ~380 per 100,000.

Violent Crime
298.8 /100k
Property Crime
1574.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

University City is served primarily by UNIVERSITY CITY. The student-to-teacher ratio is 12.5:1 (better than the national average of ~16:1).

Metric University City, MO National Avg
School District UNIVERSITY CITY —
Elementary Schools 4 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 12.5:1 16:1
Bachelor's Degree or Higher 62.7% 35.4%
High School Diploma or Higher 96.4% 91.1%

Weather & Climate

University City sees average highs of 40.6°F in January and 89.6°F in July, with 43.9 inches of annual precipitation and 16.6 inches of snow per year.

MetricUniversity City, MO
Average High — January40.6°F
Average High — July89.6°F
Annual Precipitation43.9"
Annual Snowfall16.6"

Demographics

MetricUniversity City, MONational Avg
Population34,850—
Median Age38.438.9
Unemployment Rate2.0%3.7%
Avg Commute Time20.4 min26 min
White (non-Hispanic)55.6%59.3%
Black or African American32.0%13.6%
Hispanic or Latino2.0%18.9%
Asian6.8%6.3%
Under 1817.0%22.2%
65 and over18.5%16.8%

Nearby Cities

Hanley Hills, MO 1 mi Clayton, MO 1 mi Pagedale, MO 2 mi Vinita Park, MO 2 mi Wellston, MO 2 mi

ZIP Codes in University City

University City, MO is covered by 1 ZIP code:

63130

University City vs Other Cities

University City, MO vs Hanley Hills, MO University City, MO vs Clayton, MO University City, MO vs Pagedale, MO University City, MO vs Vinita Park, MO University City, MO vs Wellston, MO

Frequently Asked Questions

University City's cost of living index is 96, where 100 is the national average. That makes University City roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $303,600 and median rent is $1,204/month.
University City's violent crime rate is 298.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1574.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in University City are operated by UNIVERSITY CITY. The district has 4 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 12.5:1. 62.7% of adults 25+ hold a bachelor's degree or higher.
University City, MO has a population of 34,850, a median household income of $71,888, and an unemployment rate of 2.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
University City averages 40.6°F in January and 89.6°F in July. Annual rainfall is 43.9 inches with about 16.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
University City, MO is covered by 1 ZIP code: 63130.
The population of University City, Missouri is 34,850 with a median age of 38.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in University City: cost of living index 96 (100 = US average), median home $303,600, median household income $71,888, crime index 77 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare University City side by side with your current city to see the trade-offs.