Median Income
$73,568
household / year
Median Home Value
$232,300
owner-occupied
Median Rent
$1,118
gross / month
Cost of Living
98
national avg = 100

Is Palmer Town, MA a Good Place to Live?

Palmer Town is a small city of 12,422 in Massachusetts, with a median household income of $73,568 and a 4.2% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Palmer Town stands out for below-average home prices, lower-than-average crime, solid school ratings (B+).

Trade-offs: Potential downsides include longer commutes. Whether Palmer Town is right for you depends on your priorities — the full breakdown is below.

All Palmer Town city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 98.4

Palmer Town's overall cost of living index is 98.4, where 100 represents the US national average. Living in Palmer Town costs roughly 2% less than the average American city.

Metric Palmer Town, MA National Avg
Median Home Value $232,300 $244,900
Median Monthly Rent $1,118 $1,163
Homeownership Rate 71.1% 65.9%
Median Household Income $73,568 $74,755

Crime & Safety

Safer than Average

Palmer Town's violent crime rate is 375.0 per 100,000 residents — 1% lower than the national average of ~380 per 100,000.

Violent Crime
375.0 /100k
Property Crime
574.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Palmer Town is served primarily by Palmer. The student-to-teacher ratio is 11.0:1 (better than the national average of ~16:1).

Metric Palmer Town, MA National Avg
School District Palmer —
Elementary Schools 1 —
Middle Schools N/A —
High Schools 1 —
Student/Teacher Ratio 11.0:1 16:1
Bachelor's Degree or Higher 24.6% 35.4%
High School Diploma or Higher 86.5% 91.1%

Weather & Climate

Palmer Town sees average highs of 33.0°F in January and 81.8°F in July, with 48.6 inches of annual precipitation and 43.0 inches of snow per year.

MetricPalmer Town, MA
Average High — January33.0°F
Average High — July81.8°F
Annual Precipitation48.6"
Annual Snowfall43.0"

Demographics

MetricPalmer Town, MANational Avg
Population12,422—
Median Age47.038.9
Unemployment Rate4.2%3.7%
Avg Commute Time32.5 min26 min
White (non-Hispanic)85.8%59.3%
Black or African American2.6%13.6%
Hispanic or Latino4.5%18.9%
Asian1.4%6.3%
Under 1818.1%22.2%
65 and over18.1%16.8%

Nearby Cities

ZIP Codes in Palmer Town

Palmer Town, MA is covered by 4 ZIP codes:

Palmer Town vs Other Cities

Frequently Asked Questions

Palmer Town's cost of living index is 98, where 100 is the national average. That makes Palmer Town roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $232,300 and median rent is $1,118/month.
Palmer Town's violent crime rate is 375.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 574.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Palmer Town are operated by Palmer. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 11.0:1. 24.6% of adults 25+ hold a bachelor's degree or higher.
Palmer Town, MA has a population of 12,422, a median household income of $73,568, and an unemployment rate of 4.2%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Palmer Town averages 33.0°F in January and 81.8°F in July. Annual rainfall is 48.6 inches with about 43.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Palmer Town, MA is covered by 4 ZIP codes: 01069, 01080, 01079, 01009.
The population of Palmer Town, Massachusetts is 12,422 with a median age of 47.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Palmer Town: cost of living index 98 (100 = US average), median home $232,300, median household income $73,568, crime index 70 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Palmer Town side by side with your current city to see the trade-offs.