Median Income
$75,284
household / year
Median Home Value
$305,200
owner-occupied
Median Rent
$1,013
gross / month
Cost of Living
98
national avg = 100

Is Belchertown, MA a Good Place to Live?

Belchertown is a small town of 2,648 in Massachusetts, with a median household income of $75,284 and a 0.9% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Belchertown stands out for lower-than-average crime, solid school ratings (A-), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Belchertown is right for you depends on your priorities — the full breakdown is below.

All Belchertown city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 98.4

Belchertown's overall cost of living index is 98.4, where 100 represents the US national average. Living in Belchertown costs roughly 2% less than the average American city.

Metric Belchertown, MA National Avg
Median Home Value $305,200 $244,900
Median Monthly Rent $1,013 $1,163
Homeownership Rate 64.6% 65.9%
Median Household Income $75,284 $74,755

Crime & Safety

Very Safe

Belchertown's violent crime rate is 208.6 per 100,000 residents — 45% lower than the national average of ~380 per 100,000.

Violent Crime
208.6 /100k
Property Crime
521.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Belchertown is served primarily by Belchertown. The student-to-teacher ratio is 13.2:1 (better than the national average of ~16:1).

Metric Belchertown, MA National Avg
School District Belchertown
Elementary Schools 2
Middle Schools 2
High Schools 1
Student/Teacher Ratio 13.2:1 16:1
Bachelor's Degree or Higher 39.4% 35.4%
High School Diploma or Higher 96.6% 91.1%

Weather & Climate

Belchertown sees average highs of 33.0°F in January and 81.8°F in July, with 47.5 inches of annual precipitation and 47.5 inches of snow per year.

MetricBelchertown, MA
Average High — January33.0°F
Average High — July81.8°F
Annual Precipitation47.5"
Annual Snowfall47.5"

Demographics

MetricBelchertown, MANational Avg
Population2,648
Median Age48.738.9
Unemployment Rate0.9%3.7%
Avg Commute Time24.4 min26 min
White (non-Hispanic)94.0%59.3%
Black or African American2.6%13.6%
Hispanic or Latino0.0%18.9%
Asian1.7%6.3%
Under 1815.7%22.2%
65 and over24.2%16.8%

Nearby Cities

ZIP Codes in Belchertown

Belchertown, MA is covered by 1 ZIP code:

Belchertown vs Other Cities

Frequently Asked Questions

Belchertown's cost of living index is 98, where 100 is the national average. That makes Belchertown roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $305,200 and median rent is $1,013/month.
Belchertown's violent crime rate is 208.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 521.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Belchertown are operated by Belchertown. The district has 2 elementary, 2 middle, and 1 high schools. The student-to-teacher ratio is 13.2:1. 39.4% of adults 25+ hold a bachelor's degree or higher.
Belchertown, MA has a population of 2,648, a median household income of $75,284, and an unemployment rate of 0.9%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Belchertown averages 33.0°F in January and 81.8°F in July. Annual rainfall is 47.5 inches with about 47.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Belchertown, MA is covered by 1 ZIP code: 01007.
The population of Belchertown, Massachusetts is 2,648 with a median age of 48.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Belchertown: cost of living index 98 (100 = US average), median home $305,200, median household income $75,284, crime index 43 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Belchertown side by side with your current city to see the trade-offs.