Head-to-Head · City Comparison
Memphis, TN VS Philadelphia, PA
🏆 Philadelphia leads 11 of 20 categories
Memphis
Tennessee
9
wins
Cost of Living Index 92.4 ✓ Cheaper
Median Household Income $48,090
Violent Crime Index 658⚠ High
Population 630,027
Philadelphia
Pennsylvania
11
wins
Cost of Living Index 103.5⚠ High
Median Household Income $57,537 ✓ Higher
Violent Crime Index 239⚠ High ✓ Safer
Population 1,593,208 ✓ Larger

Pros & Cons

Auto-generated from official data — head-to-head differences and gaps vs the national average.

Memphis, TN
Pros
Homes cost $76k less ($139,600 vs $215,500)
Commutes run 11 min shorter each way
Rent averages $200/mo less ($1,050 vs $1,250)
11% cheaper overall cost of living than Philadelphia
Living costs sit below the national average (index 92.4)
Milder winters — January highs near 51°F vs 42°F
Cons
Violent crime (2501.3/100k) is above the U.S. average of 380
Median income trails Philadelphia by $9,447/yr
Property crime (6899.0/100k) runs high vs the U.S. average
Philadelphia, PA
Pros
64% less violent crime than Memphis
Households earn $9,447 more per year on average
More college-educated — 33.6% hold a bachelor's or higher
Cons
Violent crime (908.7/100k) is above the U.S. average of 380
Property crime (4548.2/100k) runs high vs the U.S. average
Cost of living runs 11% higher than Memphis
Longer commutes — 32.8 min average each way

Key Differences at a Glance

Memphis
Cost of Living
11% cheaper
COL index 92.4 vs 103.5 (100 = US avg)
Memphis
Median Home Value
$76k less
$139,600 vs $215,500
Philadelphia
Median Income
$9,447
$57,537 vs $48,090/yr
Philadelphia
Violent Crime
64% lower
908.7 vs 2501.3 per 100k

Full Data Comparison

Metric Memphis, TN Philadelphia, PA
💰 Cost of Living
Cost of Living Index National avg = 100 · lower = cheaper 92.4 ✓ Cheaper 103.5⚠ High
Median Home Value $139,600 ✓ Lower $215,500
Median Monthly Rent $1,050 ✓ Lower $1,250
📈 Income & Economy
Median Household Income $48,090 $57,537 ✓ Higher
Unemployment Rate 8.6%⚠ High 8.6%⚠ High
Avg Commute Minutes each way 21.6 min ✓ Shorter 32.8 min⚠ High
Work From Home % 6.5% 13.8% ✓ Higher
🔒 Safety
Crime Index 100 = national avg · lower = safer · 60% violent / 40% property 400⚠ High 230⚠ High ✓ Safer
Violent Crime Index 100 = national avg · lower = safer 658⚠ High 239⚠ High ✓ Safer
Property Crime Index 100 = national avg · lower = safer 329⚠ High 217⚠ High ✓ Safer
🎓 Education
School Quality 100 = national avg · grad rate, staffing & attainment C+ (88) B- (92) ✓ Better
Student-Teacher Ratio Lower = smaller classes 15.0:1
Bachelor's Degree or Higher 27.9% 33.6% ✓ Higher
High School or Higher 87.2% ✓ Higher 86.9%
School District Name only — no quality rating available Memphis-Shelby County Schools Philadelphia City SD
🌤 Weather
Avg High — January 50.9°F ✓ Warmer 41.6°F
Avg High — July 91.9°F ✓ Warmer 89.3°F
Annual Precipitation 54.9" 50.7" ✓ Drier
Annual Snowfall 2.7" ✓ Less 16.1"
👥 Demographics
Population 630,027 1,593,208 ✓ Larger
Median Age 34.5 34.8 ✓ Older
Homeownership Rate 46.6% 52.2% ✓ Higher
Under 18 24.6% ✓ More 21.5%
Over 65 14.0% 14.0%

Frequently Asked Questions

Memphis's cost of living index is 92.4 vs Philadelphia's 103.5 (US average = 100). Memphis is 11% less expensive overall.
Based on the 20 decided categories above, Philadelphia leads 11 of 20 categories. Memphis wins 9 and Philadelphia wins 11. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Memphis to Philadelphia or relocating the other way, focus on the biggest gaps: housing ($139,600 vs $215,500 median home), income ($48,090 vs $57,537), safety, and schools — all covered in the full table above.
Memphis, TN and Philadelphia, PA are about 879 miles apart (straight-line distance). Driving distance will be longer depending on the route.

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