Head-to-Head · City Comparison
Concord, CA
VS
McKinney, TX
🏆 McKinney leads 18 of 23 categories
Concord
California
5
wins
Cost of Living Index
118.2⚠ High
Median Household Income
$107,789
Violent Crime Index
128⚠ High
Population
125,007
McKinney
Texas
18
wins
Cost of Living Index
103.3⚠ High ✓ Cheaper
Median Household Income
$113,286 ✓ Higher
Violent Crime Index
31 ✓ Safer
Population
196,160 ✓ Larger
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
Concord, CA
Pros
Cooler summers — July highs near 88°F vs 94°F
Cons
Pricier housing — median home is $706,700
Violent crime (484.6/100k) is above the U.S. average of 380
Higher rents — median is $2,137/mo
Living costs are well above the U.S. average (index 118.2)
McKinney, TX
Pros
Homes cost $306k less ($400,400 vs $706,700)
76% less violent crime than Concord
Rent averages $397/mo less ($1,740 vs $2,137)
Violent crime is well below the national average (117.3 vs 380/100k)
15% cheaper overall cost of living than Concord
Stronger job market — unemployment is 1.2 pts lower (3.7%)
Cons
Nothing stands out — a close match here.
Key Differences at a Glance
McKinney
Cost of Living
15% cheaper
COL index 103.3 vs 118.2 (100 = US avg)
McKinney
Median Income
$5,497
$113,286 vs $107,789/yr
McKinney
Violent Crime
76% lower
117.3 vs 484.6 per 100k
McKinney
Median Home Value
$306k less
$400,400 vs $706,700
McKinney
Unemployment
1.2 pp lower
3.7% vs 4.9% unemployment
McKinney
Summer Heat
6.2°F warmer
July avg high 94.2°F vs 88.0°F
Full Data Comparison
| Metric | Concord, CA | McKinney, TX |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 118.2⚠ High | 103.3⚠ High ✓ Cheaper |
| Median Home Value | $706,700⚠ High | $400,400⚠ High ✓ Lower |
| Median Monthly Rent | $2,137⚠ High | $1,740⚠ High ✓ Lower |
| 📈 Income & Economy | ||
| Median Household Income | $107,789 | $113,286 ✓ Higher |
| Unemployment Rate | 4.9%⚠ High | 3.7% ✓ Lower |
| Avg Commute Minutes each way | 33.6 min⚠ High | 28.3 min⚠ High ✓ Shorter |
| Work From Home % | 13.7% | 18.5% ✓ Higher |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 131⚠ High | 34 ✓ Safer |
| Violent Crime Index 100 = national avg · lower = safer | 128⚠ High | 31 ✓ Safer |
| Property Crime Index 100 = national avg · lower = safer | 137⚠ High | 39 ✓ Safer |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | B- (92) | A+ (130) ✓ Better |
| Student-Teacher Ratio Lower = smaller classes | 23.2:1 | 14.1:1 ✓ Smaller |
| Bachelor's Degree or Higher | 36.7% | 52.2% ✓ Higher |
| High School or Higher | 88.6% | 94.8% ✓ Higher |
| School District Name only — no quality rating available | Mt. Diablo Unified | MCKINNEY ISD |
| 🌤 Weather | ||
| Avg High — January | 57.6°F ✓ Warmer | 56.4°F |
| Avg High — July | 88.0°F | 94.2°F ✓ Warmer |
| Annual Precipitation | 18.9" ✓ Drier | 42.4" |
| Annual Snowfall | 0.0" ✓ Less | 2.6" |
| 👥 Demographics | ||
| Population | 125,007 | 196,160 ✓ Larger |
| Median Age | 38.8 ✓ Older | 36.9 |
| Homeownership Rate | 61.1% | 64.9% ✓ Higher |
| Under 18 | 20.5% | 27.5% ✓ More |
| Over 65 | 15.8% ✓ More | 10.5% |
Frequently Asked Questions
Concord's cost of living index is 118.2 vs McKinney's 103.3 (US average = 100).
McKinney is 15% less expensive overall.
Based on the 23 decided categories above, McKinney leads 18 of 23 categories. Concord wins 5 and McKinney wins 18. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Concord to McKinney or relocating the other way, focus on the biggest gaps: housing ($706,700 vs $400,400 median home), income ($107,789 vs $113,286), safety, and schools — all covered in the full table above.
Concord, CA and McKinney, TX are about 1,456 miles apart (straight-line distance). Driving distance will be longer depending on the route.