What are the schools like in McKinney, TX?

McKinney is served primarily by MCKINNEY ISD. The district operates 21 elementary schools, 5 middle schools, and 6 high schools with a student-to-teacher ratio of 14.1:1.

What is the median household income in McKinney?

The median household income in McKinney, TX is $113,286 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.7%.

What is the weather like in McKinney, TX?

McKinney has an average high temperature of 56.4°F in January and 94.2°F in July. Annual precipitation averages 42.4 inches and annual snowfall averages 2.6 inches.

McKinney, TX Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is McKinney, TX affordable or expensive?

McKinney's cost of living index is 103, where 100 represents the national average. This means McKinney is 3% more expensive than the average US city. The median home value is $400,400 and the median rent is $1,740 per month.

Q: What is the crime rate in McKinney, TX?

McKinney has a violent crime rate of 117.3 incidents per 100,000 residents and a property crime rate of 815.5 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is McKinney, TX a Good Place to Live?

McKinney is a mid-sized city of 196,160 in Texas, with a median household income of $113,286 and a 3.7% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: McKinney stands out for lower-than-average crime, solid school ratings (A+), a well-educated population.

Trade-offs: Potential downsides include high home prices. Whether McKinney is right for you depends on your priorities — the full breakdown is below.

All McKinney city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 103.3

McKinney's overall cost of living index is 103.3, where 100 represents the US national average. Living in McKinney costs roughly 3% more than the average American city.

Metric	McKinney, TX	National Avg
Median Home Value	$400,400	$244,900
Median Monthly Rent	$1,740	$1,163
Homeownership Rate	64.9%	65.9%
Median Household Income	$113,286	$74,755

Crime & Safety

Very Safe

McKinney's violent crime rate is 117.3 per 100,000 residents — 69% lower than the national average of ~380 per 100,000.

Violent Crime

117.3 /100k

Property Crime

815.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

McKinney is served primarily by MCKINNEY ISD. The student-to-teacher ratio is 14.1:1 (better than the national average of ~16:1).

Metric	McKinney, TX	National Avg
School District	MCKINNEY ISD	—
Elementary Schools	21	—
Middle Schools	5	—
High Schools	6	—
Student/Teacher Ratio	14.1:1	16:1
Bachelor's Degree or Higher	52.2%	35.4%
High School Diploma or Higher	94.8%	91.1%

Weather & Climate

McKinney sees average highs of 56.4°F in January and 94.2°F in July, with 42.4 inches of annual precipitation and 2.6 inches of snow per year.

Metric	McKinney, TX
Average High — January	56.4°F
Average High — July	94.2°F
Annual Precipitation	42.4"
Annual Snowfall	2.6"

Demographics

Metric	McKinney, TX	National Avg
Population	196,160	—
Median Age	36.9	38.9
Unemployment Rate	3.7%	3.7%
Avg Commute Time	28.3 min	26 min
White (non-Hispanic)	64.4%	59.3%
Black or African American	11.7%	13.6%
Hispanic or Latino	8.0%	18.9%
Asian	12.0%	6.3%
Under 18	27.5%	22.2%
65 and over	10.5%	16.8%

Nearby Cities

Fairview, TX 5 mi New Hope, TX 6 mi Allen, TX 6 mi Lowry Crossing, TX 7 mi Lucas, TX 8 mi

ZIP Codes in McKinney

McKinney, TX is covered by 4 ZIP codes:

75071 75069 75072 75070

McKinney vs Other Cities

McKinney, TX vs Fairview, TX McKinney, TX vs New Hope, TX McKinney, TX vs Allen, TX McKinney, TX vs Lowry Crossing, TX McKinney, TX vs Lucas, TX

Frequently Asked Questions

Is McKinney, TX affordable or expensive?

McKinney's cost of living index is 103, where 100 is the national average. That puts McKinney roughly 3% above the national average in cost. The median home price is $400,400 and median rent is $1,740/month.

What is the crime rate in McKinney, TX?

McKinney's violent crime rate is 117.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 815.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in McKinney?

Public schools in McKinney are operated by MCKINNEY ISD. The district has 21 elementary, 5 middle, and 6 high schools. The student-to-teacher ratio is 14.1:1. 52.2% of adults 25+ hold a bachelor's degree or higher.

Is McKinney, TX a good place to live?

McKinney, TX has a population of 196,160, a median household income of $113,286, and an unemployment rate of 3.7%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in McKinney?

McKinney averages 56.4°F in January and 94.2°F in July. Annual rainfall is 42.4 inches with about 2.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in McKinney?

McKinney, TX is covered by 4 ZIP codes: 75071, 75069, 75072, 75070.

What is the population of McKinney?

The population of McKinney, Texas is 196,160 with a median age of 36.9. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in McKinney?

Key numbers for living in McKinney: cost of living index 103 (100 = US average), median home $400,400, median household income $113,286, crime index 34 (100 = US average, lower is safer), schools rated A+. Whether these are benefits or drawbacks depends on where you're coming from — compare McKinney side by side with your current city to see the trade-offs.