Median Income
$107,789
household / year
Median Home Value
$706,700
owner-occupied
Median Rent
$2,137
gross / month
Cost of Living
118
national avg = 100

Is Concord, CA a Good Place to Live?

Concord is a mid-sized city of 125,007 in California, with a median household income of $107,789 and a 4.9% unemployment rate. Its cost of living index is 118 (US average = 100), which is 18% above the national average.

Strengths: Concord stands out for solid school ratings (B-), a well-educated population.

Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes. Whether Concord is right for you depends on your priorities — the full breakdown is below.

All Concord city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 118.2

Concord's overall cost of living index is 118.2, where 100 represents the US national average. Living in Concord costs roughly 18% more than the average American city.

Metric Concord, CA National Avg
Median Home Value $706,700 $244,900
Median Monthly Rent $2,137 $1,163
Homeownership Rate 61.1% 65.9%
Median Household Income $107,789 $74,755

Crime & Safety

Near National Average

Concord's violent crime rate is 484.6 per 100,000 residents — 28% higher than the national average of ~380 per 100,000.

Violent Crime
484.6 /100k
Property Crime
2886.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Concord is served primarily by Mt. Diablo Unified. The student-to-teacher ratio is 23.2:1 (slightly above the national average of ~16:1).

Metric Concord, CA National Avg
School District Mt. Diablo Unified —
Elementary Schools 31 —
Middle Schools 9 —
High Schools 9 —
Student/Teacher Ratio 23.2:1 16:1
Bachelor's Degree or Higher 36.7% 35.4%
High School Diploma or Higher 88.6% 91.1%

Weather & Climate

Concord sees average highs of 57.6°F in January and 88.0°F in July, with 18.9 inches of annual precipitation .

MetricConcord, CA
Average High — January57.6°F
Average High — July88.0°F
Annual Precipitation18.9"
Annual SnowfallTrace / None

Demographics

MetricConcord, CANational Avg
Population125,007—
Median Age38.838.9
Unemployment Rate4.9%3.7%
Avg Commute Time33.6 min26 min
White (non-Hispanic)51.4%59.3%
Black or African American3.8%13.6%
Hispanic or Latino23.8%18.9%
Asian13.7%6.3%
Under 1820.5%22.2%
65 and over15.8%16.8%

Nearby Cities

Pacheco, CA 4 mi Clyde, CA 4 mi Pleasant Hill, CA 4 mi Contra Costa Centre, CA 4 mi Clayton, CA 4 mi

ZIP Codes in Concord

Concord, CA is covered by 4 ZIP codes:

94521 94520 94518 94519

Concord vs Other Cities

Concord, CA vs Pacheco, CA Concord, CA vs Clyde, CA Concord, CA vs Pleasant Hill, CA Concord, CA vs Contra Costa Centre, CA Concord, CA vs Clayton, CA

Frequently Asked Questions

Concord's cost of living index is 118, where 100 is the national average. That puts Concord roughly 18% above the national average in cost. The median home price is $706,700 and median rent is $2,137/month.
Concord's violent crime rate is 484.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2886.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Concord are operated by Mt. Diablo Unified. The district has 31 elementary, 9 middle, and 9 high schools. The student-to-teacher ratio is 23.2:1. 36.7% of adults 25+ hold a bachelor's degree or higher.
Concord, CA has a population of 125,007, a median household income of $107,789, and an unemployment rate of 4.9%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Concord averages 57.6°F in January and 88.0°F in July. Annual rainfall is 18.9 inches . Based on NOAA 30-year climate normals (1991–2020).
Concord, CA is covered by 4 ZIP codes: 94521, 94520, 94518, 94519.
The population of Concord, California is 125,007 with a median age of 38.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Concord: cost of living index 118 (100 = US average), median home $706,700, median household income $107,789, crime index 131 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Concord side by side with your current city to see the trade-offs.