Is Cross Keys, PA a Good Place to Live?
Cross Keys is a small town of 645 in Pennsylvania, with a median household income of $42,857 and a 3.8% unemployment rate. Its cost of living index is 95 (US average = 100), which is 5% below the national average.
Strengths: Cross Keys stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Cross Keys is right for you depends on your priorities — the full breakdown is below.
All Cross Keys city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.7Cross Keys's overall cost of living index is 94.7, where 100 represents the US national average. Living in Cross Keys costs roughly 5% less than the average American city.
| Metric | Cross Keys, PA | National Avg |
|---|---|---|
| Median Home Value | $130,300 | $244,900 |
| Median Monthly Rent | $1,029 | $1,163 |
| Homeownership Rate | 41.4% | 65.9% |
| Median Household Income | $42,857 | $74,755 |
Crime & Safety
Very SafeCross Keys's violent crime rate is 125.6 per 100,000 residents — 67% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Cross Keys, PA | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 15.4% | 35.4% |
| High School Diploma or Higher | 87.6% | 91.1% |
Weather & Climate
Cross Keys sees average highs of 35.7°F in January and 83.4°F in July, with 41.8 inches of annual precipitation and 38.0 inches of snow per year.
| Metric | Cross Keys, PA |
|---|---|
| Average High — January | 35.7°F |
| Average High — July | 83.4°F |
| Annual Precipitation | 41.8" |
| Annual Snowfall | 38.0" |
Demographics
| Metric | Cross Keys, PA | National Avg |
|---|---|---|
| Population | 645 | — |
| Median Age | 42.5 | 38.9 |
| Unemployment Rate | 3.8% | 3.7% |
| Avg Commute Time | 18.5 min | 26 min |
| White (non-Hispanic) | 97.7% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 2.0% | 18.9% |
| Asian | 0.3% | 6.3% |
| Under 18 | 15.3% | 22.2% |
| 65 and over | 23.1% | 16.8% |