Below Average CostVery SafeRIPLEY CENTRAL SCHOOL DISTRICT
I-90 wb entering Pennsylvania from New York (2), July 2023 · Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) / CC BY-SA 4.0
Ripley is a small town of 964 in New York, with a median household income of $48,958
and a 2.1% unemployment rate.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
Ripley stands out for an affordable cost of living, below-average home prices, solid school ratings (A), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Ripley is right for you depends on your priorities — the full breakdown is below.
All Ripley city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.3
Ripley's overall cost of living index is 90.3,
where 100 represents the US national average.
Living in Ripley costs roughly 10% less than the average American city.
Metric
Ripley, NY
National Avg
Median Home Value
$81,400
$244,900
Median Monthly Rent
$628
$1,163
Homeownership Rate
71.6%
65.9%
Median Household Income
$48,958
$74,755
Crime & Safety
Very Safe
Ripley's violent crime rate is 195.4 per 100,000 residents
— 49% lower than the national average of ~380 per 100,000.
Violent Crime
195.4 /100k
Property Crime
992.9 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Ripley is served primarily by RIPLEY CENTRAL SCHOOL DISTRICT.
The student-to-teacher ratio is 7.1:1
(better than the national average of ~16:1).
Metric
Ripley, NY
National Avg
School District
RIPLEY CENTRAL SCHOOL DISTRICT
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
7.1:1
16:1
Bachelor's Degree or Higher
27.6%
35.4%
High School Diploma or Higher
92.2%
91.1%
Weather & Climate
Ripley sees average highs of 33.7°F in January
and 82.8°F in July,
with 43.5 inches of annual precipitation
and 224.5 inches of snow per year.
Ripley's cost of living index is 90, where 100 is the national average.
That makes Ripley roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $81,400 and median rent is $628/month.
Ripley's violent crime rate is 195.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 992.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Ripley are operated by RIPLEY CENTRAL SCHOOL DISTRICT.
The district has 1 elementary, several middle, and several high schools.
The student-to-teacher ratio is 7.1:1. 27.6% of adults 25+ hold a bachelor's degree or higher.
Ripley, NY has a population of 964, a median household income of $48,958, and an unemployment rate of 2.1%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Ripley averages 33.7°F in January and 82.8°F in July. Annual rainfall is 43.5 inches
with about 224.5 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Ripley, NY is covered by 1 ZIP code: 14775.
The population of Ripley, New York is 964 with a median age of 36.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Ripley: cost of living index 90 (100 = US average), median home $81,400, median household income $48,958, crime index 50 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Ripley side by side with your current city to see the trade-offs.
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