Is Otego, NY a Good Place to Live?
Otego is a small town of 845 in New York, with a median household income of $67,857 . Its cost of living index is 96 (US average = 100), which is 4% below the national average.
Strengths: Otego stands out for an affordable cost of living, below-average home prices, solid school ratings (B+), short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Otego is right for you depends on your priorities — the full breakdown is below.
All Otego city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 96.1Otego's overall cost of living index is 96.1, where 100 represents the US national average. Living in Otego costs roughly 4% less than the average American city.
| Metric | Otego, NY | National Avg |
|---|---|---|
| Median Home Value | $162,300 | $244,900 |
| Median Monthly Rent | $844 | $1,163 |
| Homeownership Rate | 61.9% | 65.9% |
| Median Household Income | $67,857 | $74,755 |
Crime & Safety
Very SafeOtego's violent crime rate is 6.7 per 100,000 residents — 98% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Otego is served primarily by OTEGO-UNADILLA CENTRAL SCHOOL DISTRICT. The student-to-teacher ratio is 12.4:1 (better than the national average of ~16:1).
| Metric | Otego, NY | National Avg |
|---|---|---|
| School District | OTEGO-UNADILLA CENTRAL SCHOOL DISTRICT | — |
| Elementary Schools | 1 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 12.4:1 | 16:1 |
| Bachelor's Degree or Higher | 34.4% | 35.4% |
| High School Diploma or Higher | 91.5% | 91.1% |
Weather & Climate
Otego sees average highs of 31.6°F in January and 81.6°F in July, with 45.3 inches of annual precipitation and 79.4 inches of snow per year.
| Metric | Otego, NY |
|---|---|
| Average High — January | 31.6°F |
| Average High — July | 81.6°F |
| Annual Precipitation | 45.3" |
| Annual Snowfall | 79.4" |
Demographics
| Metric | Otego, NY | National Avg |
|---|---|---|
| Population | 845 | — |
| Median Age | 49.4 | 38.9 |
| Unemployment Rate | 0.0% | 3.7% |
| Avg Commute Time | 20.9 min | 26 min |
| White (non-Hispanic) | 92.5% | 59.3% |
| Black or African American | 1.4% | 13.6% |
| Hispanic or Latino | 0.9% | 18.9% |
| Asian | 0.7% | 6.3% |
| Under 18 | 16.3% | 22.2% |
| 65 and over | 30.3% | 16.8% |
Nearby Cities
ZIP Codes in Otego
Otego, NY is covered by 1 ZIP code: