What are the schools like in Franklin, NY?

Franklin is served primarily by FRANKLIN CENTRAL SCHOOL DISTRICT. The district operates several elementary schools, several middle schools, and several high schools with a student-to-teacher ratio of 7.9:1.

What is the median household income in Franklin?

The median household income in Franklin, NY is $76,648 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 11.7%.

What is the weather like in Franklin, NY?

Franklin has an average high temperature of 31.6°F in January and 81.6°F in July. Annual precipitation averages 45.3 inches and annual snowfall averages 79.4 inches.

Franklin, NY Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Franklin, NY affordable or expensive?

Franklin's cost of living index is 96, where 100 represents the national average. This means Franklin is 4% less expensive than the average US city. The median home value is $177,600 and the median rent is $829 per month.

Q: What is the crime rate in Franklin, NY?

Franklin has a violent crime rate of 27.2 incidents per 100,000 residents and a property crime rate of 240.2 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Franklin, NY a Good Place to Live?

Franklin is a small town of 385 in New York, with a median household income of $76,648 and a 11.7% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Franklin stands out for an affordable cost of living, below-average home prices, solid school ratings (A), a well-educated population, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Franklin is right for you depends on your priorities — the full breakdown is below.

All Franklin city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.4

Franklin's overall cost of living index is 96.4, where 100 represents the US national average. Living in Franklin costs roughly 4% less than the average American city.

Metric	Franklin, NY	National Avg
Median Home Value	$177,600	$244,900
Median Monthly Rent	$829	$1,163
Homeownership Rate	66.3%	65.9%
Median Household Income	$76,648	$74,755

Crime & Safety

Very Safe

Franklin's violent crime rate is 27.2 per 100,000 residents — 93% lower than the national average of ~380 per 100,000.

Violent Crime

27.2 /100k

Property Crime

240.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Franklin is served primarily by FRANKLIN CENTRAL SCHOOL DISTRICT. The student-to-teacher ratio is 7.9:1 (better than the national average of ~16:1).

Metric	Franklin, NY	National Avg
School District	FRANKLIN CENTRAL SCHOOL DISTRICT	—
Elementary Schools	N/A	—
Middle Schools	N/A	—
High Schools	N/A	—
Student/Teacher Ratio	7.9:1	16:1
Bachelor's Degree or Higher	38.3%	35.4%
High School Diploma or Higher	100.0%	91.1%

Weather & Climate

Franklin sees average highs of 31.6°F in January and 81.6°F in July, with 45.3 inches of annual precipitation and 79.4 inches of snow per year.

Metric	Franklin, NY
Average High — January	31.6°F
Average High — July	81.6°F
Annual Precipitation	45.3"
Annual Snowfall	79.4"

Demographics

Metric	Franklin, NY	National Avg
Population	385	—
Median Age	51.1	38.9
Unemployment Rate	11.7%	3.7%
Avg Commute Time	23.3 min	26 min
White (non-Hispanic)	94.5%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	2.6%	18.9%
Asian	0.8%	6.3%
Under 18	10.6%	22.2%
65 and over	24.4%	16.8%

Nearby Cities

Otego, NY 4 mi Wells Bridge, NY 4 mi Unadilla, NY 8 mi Oneonta, NY 9 mi West End, NY 10 mi

ZIP Codes in Franklin

Franklin, NY is covered by 1 ZIP code:

13775

Franklin vs Other Cities

Franklin, NY vs Otego, NY Franklin, NY vs Wells Bridge, NY Franklin, NY vs Unadilla, NY Franklin, NY vs Oneonta, NY Franklin, NY vs West End, NY

Frequently Asked Questions

Is Franklin, NY affordable or expensive?

Franklin's cost of living index is 96, where 100 is the national average. That makes Franklin roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $177,600 and median rent is $829/month.

What is the crime rate in Franklin, NY?

Franklin's violent crime rate is 27.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 240.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Franklin?

Public schools in Franklin are operated by FRANKLIN CENTRAL SCHOOL DISTRICT. The district has several elementary, several middle, and several high schools. The student-to-teacher ratio is 7.9:1. 38.3% of adults 25+ hold a bachelor's degree or higher.

Is Franklin, NY a good place to live?

Franklin, NY has a population of 385, a median household income of $76,648, and an unemployment rate of 11.7%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Franklin?

Franklin averages 31.6°F in January and 81.6°F in July. Annual rainfall is 45.3 inches with about 79.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Franklin?

Franklin, NY is covered by 1 ZIP code: 13775.

What is the population of Franklin?

The population of Franklin, New York is 385 with a median age of 51.1. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Franklin?

Key numbers for living in Franklin: cost of living index 96 (100 = US average), median home $177,600, median household income $76,648, crime index 9 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Franklin side by side with your current city to see the trade-offs.