Is Oneonta, NY a Good Place to Live?
Oneonta is a small city of 14,097 in New York, with a median household income of $62,188 and a 3.6% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.
Strengths: Oneonta stands out for below-average home prices, solid school ratings (A), a well-educated population, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Oneonta is right for you depends on your priorities — the full breakdown is below.
All Oneonta city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 97.6Oneonta's overall cost of living index is 97.6, where 100 represents the US national average. Living in Oneonta costs roughly 2% less than the average American city.
| Metric | Oneonta, NY | National Avg |
|---|---|---|
| Median Home Value | $170,900 | $244,900 |
| Median Monthly Rent | $980 | $1,163 |
| Homeownership Rate | 51.2% | 65.9% |
| Median Household Income | $62,188 | $74,755 |
Crime & Safety
Very SafeOneonta's violent crime rate is 6.7 per 100,000 residents — 98% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Oneonta is served primarily by ONEONTA CITY SCHOOL DISTRICT. The student-to-teacher ratio is 10.2:1 (better than the national average of ~16:1).
| Metric | Oneonta, NY | National Avg |
|---|---|---|
| School District | ONEONTA CITY SCHOOL DISTRICT | — |
| Elementary Schools | 3 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 10.2:1 | 16:1 |
| Bachelor's Degree or Higher | 48.8% | 35.4% |
| High School Diploma or Higher | 94.9% | 91.1% |
Weather & Climate
Oneonta sees average highs of 30.2°F in January and 78.4°F in July, with 44.8 inches of annual precipitation and 83.0 inches of snow per year.
| Metric | Oneonta, NY |
|---|---|
| Average High — January | 30.2°F |
| Average High — July | 78.4°F |
| Annual Precipitation | 44.8" |
| Annual Snowfall | 83.0" |
Demographics
| Metric | Oneonta, NY | National Avg |
|---|---|---|
| Population | 14,097 | — |
| Median Age | 22.7 | 38.9 |
| Unemployment Rate | 3.6% | 3.7% |
| Avg Commute Time | 14.9 min | 26 min |
| White (non-Hispanic) | 82.9% | 59.3% |
| Black or African American | 6.1% | 13.6% |
| Hispanic or Latino | 5.6% | 18.9% |
| Asian | 3.1% | 6.3% |
| Under 18 | 9.2% | 22.2% |
| 65 and over | 14.6% | 16.8% |
Nearby Cities
ZIP Codes in Oneonta
Oneonta, NY is covered by 1 ZIP code: