Median Income
$63,602
household / year
Median Home Value
$123,100
owner-occupied
Median Rent
$939
gross / month
Cost of Living
98
national avg = 100

Is Geneva, NY a Good Place to Live?

Geneva is a small city of 12,670 in New York, with a median household income of $63,602 and a 3.1% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Geneva stands out for below-average home prices, solid school ratings (A-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Geneva is right for you depends on your priorities — the full breakdown is below.

All Geneva city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 97.7

Geneva's overall cost of living index is 97.7, where 100 represents the US national average. Living in Geneva costs roughly 2% less than the average American city.

Metric Geneva, NY National Avg
Median Home Value $123,100 $244,900
Median Monthly Rent $939 $1,163
Homeownership Rate 48.4% 65.9%
Median Household Income $63,602 $74,755

Crime & Safety

Near National Average

Geneva's violent crime rate is 301.1 per 100,000 residents — 21% lower than the national average of ~380 per 100,000.

Violent Crime
301.1 /100k
Property Crime
2807.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Geneva is served primarily by GENEVA CITY SCHOOL DISTRICT. The student-to-teacher ratio is 10.0:1 (better than the national average of ~16:1).

Metric Geneva, NY National Avg
School District GENEVA CITY SCHOOL DISTRICT —
Elementary Schools 2 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 10.0:1 16:1
Bachelor's Degree or Higher 33.7% 35.4%
High School Diploma or Higher 87.8% 91.1%

Weather & Climate

Geneva sees average highs of 30.4°F in January and 79.4°F in July, with 34.6 inches of annual precipitation and 56.6 inches of snow per year.

MetricGeneva, NY
Average High — January30.4°F
Average High — July79.4°F
Annual Precipitation34.6"
Annual Snowfall56.6"

Demographics

MetricGeneva, NYNational Avg
Population12,670—
Median Age31.238.9
Unemployment Rate3.1%3.7%
Avg Commute Time17.1 min26 min
White (non-Hispanic)77.0%59.3%
Black or African American7.5%13.6%
Hispanic or Latino8.2%18.9%
Asian2.9%6.3%
Under 1816.9%22.2%
65 and over15.3%16.8%

Nearby Cities

Hall, NY 6 mi Waterloo, NY 7 mi Phelps, NY 8 mi Gorham, NY 9 mi Seneca Falls, NY 10 mi

ZIP Codes in Geneva

Geneva, NY is covered by 1 ZIP code:

14456

Geneva vs Other Cities

Geneva, NY vs Hall, NY Geneva, NY vs Waterloo, NY Geneva, NY vs Phelps, NY Geneva, NY vs Gorham, NY Geneva, NY vs Seneca Falls, NY

Frequently Asked Questions

Geneva's cost of living index is 98, where 100 is the national average. That makes Geneva roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $123,100 and median rent is $939/month.
Geneva's violent crime rate is 301.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2807.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Geneva are operated by GENEVA CITY SCHOOL DISTRICT. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 10.0:1. 33.7% of adults 25+ hold a bachelor's degree or higher.
Geneva, NY has a population of 12,670, a median household income of $63,602, and an unemployment rate of 3.1%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Geneva averages 30.4°F in January and 79.4°F in July. Annual rainfall is 34.6 inches with about 56.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Geneva, NY is covered by 1 ZIP code: 14456.
The population of Geneva, New York is 12,670 with a median age of 31.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Geneva: cost of living index 98 (100 = US average), median home $123,100, median household income $63,602, crime index 101 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Geneva side by side with your current city to see the trade-offs.