Median Income
$56,630
household / year
Median Home Value
$153,100
owner-occupied
Median Rent
$838
gross / month
Cost of Living
98
national avg = 100

Is Phelps, NY a Good Place to Live?

Phelps is a small town of 2,212 in New York, with a median household income of $56,630 and a 6.9% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Phelps stands out for below-average home prices, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Phelps is right for you depends on your priorities — the full breakdown is below.

All Phelps city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 97.7

Phelps's overall cost of living index is 97.7, where 100 represents the US national average. Living in Phelps costs roughly 2% less than the average American city.

Metric Phelps, NY National Avg
Median Home Value $153,100 $244,900
Median Monthly Rent $838 $1,163
Homeownership Rate 75.3% 65.9%
Median Household Income $56,630 $74,755

Crime & Safety

Very Safe

Phelps's violent crime rate is 100.2 per 100,000 residents — 74% lower than the national average of ~380 per 100,000.

Violent Crime
100.2 /100k
Property Crime
969.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Phelps, NY National Avg
School District N/A
Elementary Schools N/A
Middle Schools N/A
High Schools N/A
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 22.6% 35.4%
High School Diploma or Higher 89.0% 91.1%

Weather & Climate

Phelps sees average highs of 30.4°F in January and 79.4°F in July, with 34.6 inches of annual precipitation and 56.6 inches of snow per year.

MetricPhelps, NY
Average High — January30.4°F
Average High — July79.4°F
Annual Precipitation34.6"
Annual Snowfall56.6"

Demographics

MetricPhelps, NYNational Avg
Population2,212
Median Age38.138.9
Unemployment Rate6.9%3.7%
Avg Commute Time17.7 min26 min
White (non-Hispanic)94.3%59.3%
Black or African American0.4%13.6%
Hispanic or Latino2.9%18.9%
Asian0.0%6.3%
Under 1829.5%22.2%
65 and over14.8%16.8%

Nearby Cities

ZIP Codes in Phelps

Phelps, NY is covered by 1 ZIP code:

Phelps vs Other Cities

Frequently Asked Questions

Phelps's cost of living index is 98, where 100 is the national average. That makes Phelps roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $153,100 and median rent is $838/month.
Phelps's violent crime rate is 100.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 969.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Phelps, NY has a population of 2,212, a median household income of $56,630, and an unemployment rate of 6.9%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Phelps averages 30.4°F in January and 79.4°F in July. Annual rainfall is 34.6 inches with about 56.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Phelps, NY is covered by 1 ZIP code: 14532.
The population of Phelps, New York is 2,212 with a median age of 38.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Phelps: cost of living index 98 (100 = US average), median home $153,100, median household income $56,630, crime index 34 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Phelps side by side with your current city to see the trade-offs.