Median Income
$234,476
household / year
Median Home Value
$1,029,700
owner-occupied
Median Rent
$3,501
gross / month
Cost of Living
112
national avg = 100

Is Upper Saddle River, NJ a Good Place to Live?

Upper Saddle River is a small town of 8,313 in New Jersey, with a median household income of $234,476 and a 7.7% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.

Strengths: Upper Saddle River stands out for lower-than-average crime, solid school ratings (A+), a well-educated population.

Trade-offs: Potential downsides include an above-average cost of living, high home prices, an elevated unemployment rate. Whether Upper Saddle River is right for you depends on your priorities — the full breakdown is below.

All Upper Saddle River city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 112.5

Upper Saddle River's overall cost of living index is 112.5, where 100 represents the US national average. Living in Upper Saddle River costs roughly 12% more than the average American city.

Metric Upper Saddle River, NJ National Avg
Median Home Value $1,029,700 $244,900
Median Monthly Rent $3,501 $1,163
Homeownership Rate 89.0% 65.9%
Median Household Income $234,476 $74,755

Crime & Safety

Very Safe

Upper Saddle River's violent crime rate is 12.1 per 100,000 residents — 97% lower than the national average of ~380 per 100,000.

Violent Crime
12.1 /100k
Property Crime
703.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Upper Saddle River is served primarily by Upper Saddle River School District. The student-to-teacher ratio is 9.6:1 (better than the national average of ~16:1).

Metric Upper Saddle River, NJ National Avg
School District Upper Saddle River School District —
Elementary Schools 2 —
Middle Schools 1 —
High Schools N/A —
Student/Teacher Ratio 9.6:1 16:1
Bachelor's Degree or Higher 72.6% 35.4%
High School Diploma or Higher 96.7% 91.1%

Weather & Climate

Upper Saddle River sees average highs of 37.7°F in January and 84.3°F in July, with 47.2 inches of annual precipitation and 32.7 inches of snow per year.

MetricUpper Saddle River, NJ
Average High — January37.7°F
Average High — July84.3°F
Annual Precipitation47.2"
Annual Snowfall32.7"

Demographics

MetricUpper Saddle River, NJNational Avg
Population8,313—
Median Age42.138.9
Unemployment Rate7.7%3.7%
Avg Commute Time29.4 min26 min
White (non-Hispanic)75.4%59.3%
Black or African American2.8%13.6%
Hispanic or Latino3.9%18.9%
Asian13.7%6.3%
Under 1826.2%22.2%
65 and over12.9%16.8%

Nearby Cities

Ramsey, NJ 2 mi Airmont, NY 2 mi Allendale, NJ 3 mi Saddle River, NJ 3 mi Montvale, NJ 3 mi

ZIP Codes in Upper Saddle River

Upper Saddle River, NJ is covered by 1 ZIP code:

07458

Upper Saddle River vs Other Cities

Upper Saddle River, NJ vs Ramsey, NJ Upper Saddle River, NJ vs Airmont, NY Upper Saddle River, NJ vs Allendale, NJ Upper Saddle River, NJ vs Saddle River, NJ Upper Saddle River, NJ vs Montvale, NJ

Frequently Asked Questions

Upper Saddle River's cost of living index is 112, where 100 is the national average. That puts Upper Saddle River roughly 12% above the national average in cost. The median home price is $1,029,700 and median rent is $3,501/month.
Upper Saddle River's violent crime rate is 12.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 703.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Upper Saddle River are operated by Upper Saddle River School District. The district has 2 elementary, 1 middle, and several high schools. The student-to-teacher ratio is 9.6:1. 72.6% of adults 25+ hold a bachelor's degree or higher.
Upper Saddle River, NJ has a population of 8,313, a median household income of $234,476, and an unemployment rate of 7.7%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Upper Saddle River averages 37.7°F in January and 84.3°F in July. Annual rainfall is 47.2 inches with about 32.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Upper Saddle River, NJ is covered by 1 ZIP code: 07458.
The population of Upper Saddle River, New Jersey is 8,313 with a median age of 42.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Upper Saddle River: cost of living index 112 (100 = US average), median home $1,029,700, median household income $234,476, crime index 15 (100 = US average, lower is safer), schools rated A+. Whether these are benefits or drawbacks depends on where you're coming from — compare Upper Saddle River side by side with your current city to see the trade-offs.