What are the schools like in Ramsey, NJ?

Ramsey is served primarily by Ramsey School District. The district operates 3 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 9.6:1.

What is the median household income in Ramsey?

The median household income in Ramsey, NJ is $160,589 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.0%.

What is the weather like in Ramsey, NJ?

Ramsey has an average high temperature of 37.7°F in January and 84.3°F in July. Annual precipitation averages 50.6 inches and annual snowfall averages 32.7 inches.

Ramsey, NJ Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Ramsey, NJ affordable or expensive?

Ramsey's cost of living index is 112, where 100 represents the national average. This means Ramsey is 12% more expensive than the average US city. The median home value is $657,400 and the median rent is $2,134 per month.

Q: What is the crime rate in Ramsey, NJ?

Ramsey has a violent crime rate of 20.0 incidents per 100,000 residents and a property crime rate of 1012.7 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Ramsey, NJ a Good Place to Live?

Ramsey is a small city of 14,739 in New Jersey, with a median household income of $160,589 and a 3.0% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.

Strengths: Ramsey stands out for lower-than-average crime, solid school ratings (A+), a well-educated population.

Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes. Whether Ramsey is right for you depends on your priorities — the full breakdown is below.

All Ramsey city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 112.5

Ramsey's overall cost of living index is 112.5, where 100 represents the US national average. Living in Ramsey costs roughly 12% more than the average American city.

Metric	Ramsey, NJ	National Avg
Median Home Value	$657,400	$244,900
Median Monthly Rent	$2,134	$1,163
Homeownership Rate	84.3%	65.9%
Median Household Income	$160,589	$74,755

Crime & Safety

Very Safe

Ramsey's violent crime rate is 20.0 per 100,000 residents — 95% lower than the national average of ~380 per 100,000.

Violent Crime

20.0 /100k

Property Crime

1012.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Ramsey is served primarily by Ramsey School District. The student-to-teacher ratio is 9.6:1 (better than the national average of ~16:1).

Metric	Ramsey, NJ	National Avg
School District	Ramsey School District	—
Elementary Schools	3	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	9.6:1	16:1
Bachelor's Degree or Higher	67.5%	35.4%
High School Diploma or Higher	96.4%	91.1%

Weather & Climate

Ramsey sees average highs of 37.7°F in January and 84.3°F in July, with 50.6 inches of annual precipitation and 32.7 inches of snow per year.

Metric	Ramsey, NJ
Average High — January	37.7°F
Average High — July	84.3°F
Annual Precipitation	50.6"
Annual Snowfall	32.7"

Demographics

Metric	Ramsey, NJ	National Avg
Population	14,739	—
Median Age	41.5	38.9
Unemployment Rate	3.0%	3.7%
Avg Commute Time	33.9 min	26 min
White (non-Hispanic)	78.4%	59.3%
Black or African American	0.6%	13.6%
Hispanic or Latino	10.4%	18.9%
Asian	7.7%	6.3%
Under 18	26.8%	22.2%
65 and over	13.6%	16.8%

Nearby Cities

Ramapo College of New Jersey, NJ 2 mi Allendale, NJ 2 mi Upper Saddle River, NJ 2 mi Waldwick, NJ 4 mi Suffern, NY 4 mi

ZIP Codes in Ramsey

Ramsey, NJ is covered by 1 ZIP code:

07446

Ramsey vs Other Cities

Ramsey, NJ vs Ramapo College of New Jersey, NJ Ramsey, NJ vs Allendale, NJ Ramsey, NJ vs Upper Saddle River, NJ Ramsey, NJ vs Waldwick, NJ Ramsey, NJ vs Suffern, NY

Frequently Asked Questions

Is Ramsey, NJ affordable or expensive?

Ramsey's cost of living index is 112, where 100 is the national average. That puts Ramsey roughly 12% above the national average in cost. The median home price is $657,400 and median rent is $2,134/month.

What is the crime rate in Ramsey, NJ?

Ramsey's violent crime rate is 20.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1012.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Ramsey?

Public schools in Ramsey are operated by Ramsey School District. The district has 3 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 9.6:1. 67.5% of adults 25+ hold a bachelor's degree or higher.

Is Ramsey, NJ a good place to live?

Ramsey, NJ has a population of 14,739, a median household income of $160,589, and an unemployment rate of 3.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Ramsey?

Ramsey averages 37.7°F in January and 84.3°F in July. Annual rainfall is 50.6 inches with about 32.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Ramsey?

Ramsey, NJ is covered by 1 ZIP code: 07446.

What is the population of Ramsey?

The population of Ramsey, New Jersey is 14,739 with a median age of 41.5. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Ramsey?

Key numbers for living in Ramsey: cost of living index 112 (100 = US average), median home $657,400, median household income $160,589, crime index 22 (100 = US average, lower is safer), schools rated A+. Whether these are benefits or drawbacks depends on where you're coming from — compare Ramsey side by side with your current city to see the trade-offs.