Is Saddle River, NJ a Good Place to Live?
Saddle River is a small town of 3,363 in New Jersey, with a median household income of $228,750 and a 9.6% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.
Strengths: Saddle River stands out for lower-than-average crime, solid school ratings (A+), a well-educated population.
Trade-offs: Potential downsides include an above-average cost of living, high home prices, an elevated unemployment rate. Whether Saddle River is right for you depends on your priorities — the full breakdown is below.
All Saddle River city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 112.5Saddle River's overall cost of living index is 112.5, where 100 represents the US national average. Living in Saddle River costs roughly 12% more than the average American city.
| Metric | Saddle River, NJ | National Avg |
|---|---|---|
| Median Home Value | $2,000,001 | $244,900 |
| Median Monthly Rent | $1,532 | $1,163 |
| Homeownership Rate | 85.1% | 65.9% |
| Median Household Income | $228,750 | $74,755 |
Crime & Safety
Very SafeSaddle River's violent crime rate is 116.2 per 100,000 residents — 69% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Saddle River is served primarily by Saddle River School District. The student-to-teacher ratio is 8.5:1 (better than the national average of ~16:1).
| Metric | Saddle River, NJ | National Avg |
|---|---|---|
| School District | Saddle River School District | — |
| Elementary Schools | 1 | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | 8.5:1 | 16:1 |
| Bachelor's Degree or Higher | 74.1% | 35.4% |
| High School Diploma or Higher | 96.7% | 91.1% |
Weather & Climate
Saddle River sees average highs of 37.7°F in January and 84.3°F in July, with 47.2 inches of annual precipitation and 32.7 inches of snow per year.
| Metric | Saddle River, NJ |
|---|---|
| Average High — January | 37.7°F |
| Average High — July | 84.3°F |
| Annual Precipitation | 47.2" |
| Annual Snowfall | 32.7" |
Demographics
| Metric | Saddle River, NJ | National Avg |
|---|---|---|
| Population | 3,363 | — |
| Median Age | 50.8 | 38.9 |
| Unemployment Rate | 9.6% | 3.7% |
| Avg Commute Time | 28.5 min | 26 min |
| White (non-Hispanic) | 74.1% | 59.3% |
| Black or African American | 5.1% | 13.6% |
| Hispanic or Latino | 4.9% | 18.9% |
| Asian | 12.3% | 6.3% |
| Under 18 | 17.4% | 22.2% |
| 65 and over | 24.6% | 16.8% |