Median Income
$175,179
household / year
Median Home Value
$673,700
owner-occupied
Median Rent
$2,038
gross / month
Cost of Living
112
national avg = 100

Is Montvale, NJ a Good Place to Live?

Montvale is a small town of 8,413 in New Jersey, with a median household income of $175,179 and a 2.9% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.

Strengths: Montvale stands out for lower-than-average crime, solid school ratings (A+), a well-educated population.

Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes. Whether Montvale is right for you depends on your priorities — the full breakdown is below.

All Montvale city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 112.5

Montvale's overall cost of living index is 112.5, where 100 represents the US national average. Living in Montvale costs roughly 12% more than the average American city.

Metric Montvale, NJ National Avg
Median Home Value $673,700 $244,900
Median Monthly Rent $2,038 $1,163
Homeownership Rate 84.0% 65.9%
Median Household Income $175,179 $74,755

Crime & Safety

Very Safe

Montvale's violent crime rate is 50.4 per 100,000 residents — 87% lower than the national average of ~380 per 100,000.

Violent Crime
50.4 /100k
Property Crime
938.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Montvale is served primarily by Montvale Board of Education School District. The student-to-teacher ratio is 10.8:1 (better than the national average of ~16:1).

Metric Montvale, NJ National Avg
School District Montvale Board of Education School District —
Elementary Schools 1 —
Middle Schools 1 —
High Schools N/A —
Student/Teacher Ratio 10.8:1 16:1
Bachelor's Degree or Higher 54.0% 35.4%
High School Diploma or Higher 94.6% 91.1%

Weather & Climate

Montvale sees average highs of 39.8°F in January and 85.6°F in July, with 47.2 inches of annual precipitation and 32.7 inches of snow per year.

MetricMontvale, NJ
Average High — January39.8°F
Average High — July85.6°F
Annual Precipitation47.2"
Annual Snowfall32.7"

Demographics

MetricMontvale, NJNational Avg
Population8,413—
Median Age43.438.9
Unemployment Rate2.9%3.7%
Avg Commute Time34.9 min26 min
White (non-Hispanic)76.5%59.3%
Black or African American1.8%13.6%
Hispanic or Latino6.3%18.9%
Asian13.9%6.3%
Under 1820.6%22.2%
65 and over20.7%16.8%

Nearby Cities

Park Ridge, NJ 1 mi Chestnut Ridge, NY 2 mi Woodcliff Lake, NJ 2 mi Pearl River, NY 2 mi Upper Saddle River, NJ 3 mi

ZIP Codes in Montvale

Montvale, NJ is covered by 1 ZIP code:

07645

Montvale vs Other Cities

Montvale, NJ vs Park Ridge, NJ Montvale, NJ vs Chestnut Ridge, NY Montvale, NJ vs Woodcliff Lake, NJ Montvale, NJ vs Pearl River, NY Montvale, NJ vs Upper Saddle River, NJ

Frequently Asked Questions

Montvale's cost of living index is 112, where 100 is the national average. That puts Montvale roughly 12% above the national average in cost. The median home price is $673,700 and median rent is $2,038/month.
Montvale's violent crime rate is 50.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 938.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Montvale are operated by Montvale Board of Education School District. The district has 1 elementary, 1 middle, and several high schools. The student-to-teacher ratio is 10.8:1. 54.0% of adults 25+ hold a bachelor's degree or higher.
Montvale, NJ has a population of 8,413, a median household income of $175,179, and an unemployment rate of 2.9%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Montvale averages 39.8°F in January and 85.6°F in July. Annual rainfall is 47.2 inches with about 32.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Montvale, NJ is covered by 1 ZIP code: 07645.
The population of Montvale, New Jersey is 8,413 with a median age of 43.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Montvale: cost of living index 112 (100 = US average), median home $673,700, median household income $175,179, crime index 26 (100 = US average, lower is safer), schools rated A+. Whether these are benefits or drawbacks depends on where you're coming from — compare Montvale side by side with your current city to see the trade-offs.