Is Silver Creek, MN a Good Place to Live?
Silver Creek is a small town of 141 in Minnesota, with a median household income of $69,286 and a 7.0% unemployment rate. Its cost of living index is 104 (US average = 100), which is 4% above the national average.
Strengths: Silver Creek stands out for below-average home prices.
Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Silver Creek is right for you depends on your priorities — the full breakdown is below.
All Silver Creek city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 104.5Silver Creek's overall cost of living index is 104.5, where 100 represents the US national average. Living in Silver Creek costs roughly 4% more than the average American city.
| Metric | Silver Creek, MN | National Avg |
|---|---|---|
| Median Home Value | $236,400 | $244,900 |
| Median Monthly Rent | N/A | $1,163 |
| Homeownership Rate | 88.2% | 65.9% |
| Median Household Income | $69,286 | $74,755 |
Crime & Safety
Very SafeSilver Creek's violent crime rate is 64.3 per 100,000 residents — 83% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Silver Creek, MN | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 6.9% | 35.4% |
| High School Diploma or Higher | 87.0% | 91.1% |
Weather & Climate
Silver Creek sees average highs of 21.3°F in January and 80.9°F in July, with 31.7 inches of annual precipitation and 39.8 inches of snow per year.
| Metric | Silver Creek, MN |
|---|---|
| Average High — January | 21.3°F |
| Average High — July | 80.9°F |
| Annual Precipitation | 31.7" |
| Annual Snowfall | 39.8" |
Demographics
| Metric | Silver Creek, MN | National Avg |
|---|---|---|
| Population | 141 | — |
| Median Age | 63.9 | 38.9 |
| Unemployment Rate | 7.0% | 3.7% |
| Avg Commute Time | 44.8 min | 26 min |
| White (non-Hispanic) | 100.0% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 0.0% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 4.3% | 22.2% |
| 65 and over | 43.3% | 16.8% |