Median Income
$72,411
household / year
Median Home Value
$235,500
owner-occupied
Median Rent
$939
gross / month
Cost of Living
104
national avg = 100

Is Clearwater, MN a Good Place to Live?

Clearwater is a small town of 1,734 in Minnesota, with a median household income of $72,411 and a 3.6% unemployment rate. Its cost of living index is 104 (US average = 100), which is 4% above the national average.

Strengths: Clearwater stands out for below-average home prices.

Trade-offs: No major red flags stand out in the available data. Whether Clearwater is right for you depends on your priorities — the full breakdown is below.

All Clearwater city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 104.5

Clearwater's overall cost of living index is 104.5, where 100 represents the US national average. Living in Clearwater costs roughly 4% more than the average American city.

Metric Clearwater, MN National Avg
Median Home Value $235,500 $244,900
Median Monthly Rent $939 $1,163
Homeownership Rate 65.4% 65.9%
Median Household Income $72,411 $74,755

Crime & Safety

Very Safe

Clearwater's violent crime rate is 64.3 per 100,000 residents — 83% lower than the national average of ~380 per 100,000.

Violent Crime
64.3 /100k
Property Crime
450.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Clearwater, MN National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 27.1% 35.4%
High School Diploma or Higher 94.5% 91.1%

Weather & Climate

Clearwater sees average highs of 20.7°F in January and 81.6°F in July, with 28.5 inches of annual precipitation and 47.9 inches of snow per year.

MetricClearwater, MN
Average High — January20.7°F
Average High — July81.6°F
Annual Precipitation28.5"
Annual Snowfall47.9"

Demographics

MetricClearwater, MNNational Avg
Population1,734—
Median Age32.338.9
Unemployment Rate3.6%3.7%
Avg Commute Time28.7 min26 min
White (non-Hispanic)93.0%59.3%
Black or African American0.0%13.6%
Hispanic or Latino1.5%18.9%
Asian1.2%6.3%
Under 1830.9%22.2%
65 and over13.4%16.8%

Nearby Cities

Clear Lake, MN 3 mi Silver Creek, MN 8 mi St. Augusta, MN 8 mi Becker, MN 8 mi Fairhaven, MN 10 mi

Clearwater vs Other Cities

Clearwater, MN vs Clear Lake, MN Clearwater, MN vs Silver Creek, MN Clearwater, MN vs St. Augusta, MN Clearwater, MN vs Becker, MN Clearwater, MN vs Fairhaven, MN

Frequently Asked Questions

Clearwater's cost of living index is 104, where 100 is the national average. That puts Clearwater roughly 4% above the national average in cost. The median home price is $235,500 and median rent is $939/month.
Clearwater's violent crime rate is 64.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 450.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Clearwater, MN has a population of 1,734, a median household income of $72,411, and an unemployment rate of 3.6%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Clearwater averages 20.7°F in January and 81.6°F in July. Annual rainfall is 28.5 inches with about 47.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Clearwater, Minnesota is 1,734 with a median age of 32.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Clearwater: cost of living index 104 (100 = US average), median home $235,500, median household income $72,411, crime index 19 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Clearwater side by side with your current city to see the trade-offs.