Median Income
$80,290
household / year
Median Home Value
$279,600
owner-occupied
Median Rent
$1,263
gross / month
Cost of Living
104
national avg = 100

Is Monticello, MN a Good Place to Live?

Monticello is a small city of 14,447 in Minnesota, with a median household income of $80,290 and a 1.8% unemployment rate. Its cost of living index is 104 (US average = 100), which is 4% above the national average.

Strengths: Monticello's profile is close to national averages across most measures.

Trade-offs: No major red flags stand out in the available data. Whether Monticello is right for you depends on your priorities — the full breakdown is below.

All Monticello city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 104.5

Monticello's overall cost of living index is 104.5, where 100 represents the US national average. Living in Monticello costs roughly 4% more than the average American city.

Metric Monticello, MN National Avg
Median Home Value $279,600 $244,900
Median Monthly Rent $1,263 $1,163
Homeownership Rate 65.1% 65.9%
Median Household Income $80,290 $74,755

Crime & Safety

Very Safe

Monticello's violent crime rate is 64.3 per 100,000 residents — 83% lower than the national average of ~380 per 100,000.

Violent Crime
64.3 /100k
Property Crime
450.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Monticello is served primarily by Sherburne and Northern Wright Speci. The student-to-teacher ratio is 6.4:1 (better than the national average of ~16:1).

Metric Monticello, MN National Avg
School District Sherburne and Northern Wright Speci —
Elementary Schools 2 —
Middle Schools 1 —
High Schools 3 —
Student/Teacher Ratio 6.4:1 16:1
Bachelor's Degree or Higher 23.8% 35.4%
High School Diploma or Higher 88.7% 91.1%

Weather & Climate

Monticello sees average highs of 21.3°F in January and 80.9°F in July, with 31.7 inches of annual precipitation and 39.8 inches of snow per year.

MetricMonticello, MN
Average High — January21.3°F
Average High — July80.9°F
Annual Precipitation31.7"
Annual Snowfall39.8"

Demographics

MetricMonticello, MNNational Avg
Population14,447—
Median Age34.138.9
Unemployment Rate1.8%3.7%
Avg Commute Time28.4 min26 min
White (non-Hispanic)87.6%59.3%
Black or African American0.2%13.6%
Hispanic or Latino5.8%18.9%
Asian3.5%6.3%
Under 1827.2%22.2%
65 and over10.5%16.8%

Nearby Cities

Big Lake, MN 4 mi Becker, MN 7 mi Albertville, MN 8 mi St. Michael, MN 9 mi Buffalo, MN 9 mi

ZIP Codes in Monticello

Monticello, MN is covered by 1 ZIP code:

55362

Monticello vs Other Cities

Monticello, MN vs Big Lake, MN Monticello, MN vs Becker, MN Monticello, MN vs Albertville, MN Monticello, MN vs St. Michael, MN Monticello, MN vs Buffalo, MN

Frequently Asked Questions

Monticello's cost of living index is 104, where 100 is the national average. That puts Monticello roughly 4% above the national average in cost. The median home price is $279,600 and median rent is $1,263/month.
Monticello's violent crime rate is 64.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 450.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Monticello are operated by Sherburne and Northern Wright Speci. The district has 2 elementary, 1 middle, and 3 high schools. The student-to-teacher ratio is 6.4:1. 23.8% of adults 25+ hold a bachelor's degree or higher.
Monticello, MN has a population of 14,447, a median household income of $80,290, and an unemployment rate of 1.8%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Monticello averages 21.3°F in January and 80.9°F in July. Annual rainfall is 31.7 inches with about 39.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Monticello, MN is covered by 1 ZIP code: 55362.
The population of Monticello, Minnesota is 14,447 with a median age of 34.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Monticello: cost of living index 104 (100 = US average), median home $279,600, median household income $80,290, crime index 19 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Monticello side by side with your current city to see the trade-offs.