Median Income
$68,427
household / year
Median Home Value
$443,400
owner-occupied
Median Rent
$1,484
gross / month
Cost of Living
98
national avg = 100

Is Amherst Town, MA a Good Place to Live?

Amherst Town is a small city of 33,389 in Massachusetts, with a median household income of $68,427 and a 9.3% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Amherst Town stands out for lower-than-average crime, solid school ratings (A+), a well-educated population, short average commutes.

Trade-offs: Potential downsides include high home prices, an elevated unemployment rate. Whether Amherst Town is right for you depends on your priorities — the full breakdown is below.

All Amherst Town city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 98.4

Amherst Town's overall cost of living index is 98.4, where 100 represents the US national average. Living in Amherst Town costs roughly 2% less than the average American city.

Metric Amherst Town, MA National Avg
Median Home Value $443,400 $244,900
Median Monthly Rent $1,484 $1,163
Homeownership Rate 45.9% 65.9%
Median Household Income $68,427 $74,755

Crime & Safety

Very Safe

Amherst Town's violent crime rate is 159.8 per 100,000 residents — 58% lower than the national average of ~380 per 100,000.

Violent Crime
159.8 /100k
Property Crime
306.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Amherst Town is served primarily by Amherst. The student-to-teacher ratio is 9.4:1 (better than the national average of ~16:1).

Metric Amherst Town, MA National Avg
School District Amherst
Elementary Schools 3
Middle Schools N/A
High Schools N/A
Student/Teacher Ratio 9.4:1 16:1
Bachelor's Degree or Higher 72.3% 35.4%
High School Diploma or Higher 97.9% 91.1%

Weather & Climate

Amherst Town sees average highs of 34.0°F in January and 83.1°F in July, with 46.6 inches of annual precipitation and 36.5 inches of snow per year.

MetricAmherst Town, MA
Average High — January34.0°F
Average High — July83.1°F
Annual Precipitation46.6"
Annual Snowfall36.5"

Demographics

MetricAmherst Town, MANational Avg
Population33,389
Median Age21.338.9
Unemployment Rate9.3%3.7%
Avg Commute Time18.9 min26 min
White (non-Hispanic)69.5%59.3%
Black or African American4.5%13.6%
Hispanic or Latino6.6%18.9%
Asian13.5%6.3%
Under 188.8%22.2%
65 and over9.1%16.8%

Nearby Cities

ZIP Codes in Amherst Town

Amherst Town, MA is covered by 2 ZIP codes:

Amherst Town vs Other Cities

Frequently Asked Questions

Amherst Town's cost of living index is 98, where 100 is the national average. That makes Amherst Town roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $443,400 and median rent is $1,484/month.
Amherst Town's violent crime rate is 159.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 306.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Amherst Town are operated by Amherst. The district has 3 elementary, several middle, and several high schools. The student-to-teacher ratio is 9.4:1. 72.3% of adults 25+ hold a bachelor's degree or higher.
Amherst Town, MA has a population of 33,389, a median household income of $68,427, and an unemployment rate of 9.3%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Amherst Town averages 34.0°F in January and 83.1°F in July. Annual rainfall is 46.6 inches with about 36.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Amherst Town, MA is covered by 2 ZIP codes: 01002, 01003.
The population of Amherst Town, Massachusetts is 33,389 with a median age of 21.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Amherst Town: cost of living index 98 (100 = US average), median home $443,400, median household income $68,427, crime index 31 (100 = US average, lower is safer), schools rated A+. Whether these are benefits or drawbacks depends on where you're coming from — compare Amherst Town side by side with your current city to see the trade-offs.