Head-to-Head · City Comparison
McKinney, TX
VS
Palm Coast, FL
🏆 McKinney leads 12 of 20 categories
McKinney
Texas
12
wins
Cost of Living Index
103.3⚠ High ✓ Cheaper
Median Household Income
$113,286 ✓ Higher
Violent Crime Index
31
Population
196,160 ✓ Larger
Palm Coast
Florida
8
wins
Cost of Living Index
104.5⚠ High
Median Household Income
$68,824
Violent Crime Index
—
Population
91,082
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
McKinney, TX
Pros
Households earn $44,462 more per year on average
Violent crime is well below the national average (117.3 vs 380/100k)
More college-educated — 52.2% hold a bachelor's or higher
Smaller class sizes — 14.1:1 student-teacher ratio
Cons
Pricier housing — median home is $400,400
Higher rents — median is $1,740/mo
Palm Coast, FL
Pros
Homes cost $117k less ($283,300 vs $400,400)
Milder winters — January highs near 65°F vs 56°F
Rent averages $119/mo less ($1,621 vs $1,740)
Cooler summers — July highs near 88°F vs 94°F
Cons
Median income trails McKinney by $44,462/yr
Key Differences at a Glance
McKinney
Cost of Living
1% cheaper
COL index 103.3 vs 104.5 (100 = US avg)
McKinney
Median Income
$44,462
$113,286 vs $68,824/yr
McKinney
Summer Heat
6.4°F warmer
July avg high 94.2°F vs 87.8°F
Palm Coast
Median Home Value
$117k less
$283,300 vs $400,400
Full Data Comparison
| Metric | McKinney, TX | Palm Coast, FL |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 103.3⚠ High ✓ Cheaper | 104.5⚠ High |
| Median Home Value | $400,400⚠ High | $283,300 ✓ Lower |
| Median Monthly Rent | $1,740⚠ High | $1,621⚠ High ✓ Lower |
| 📈 Income & Economy | ||
| Median Household Income | $113,286 ✓ Higher | $68,824 |
| Unemployment Rate | 3.7% ✓ Lower | 4.1%⚠ High |
| Avg Commute Minutes each way | 28.3 min⚠ High | 28.0 min⚠ High ✓ Shorter |
| Work From Home % | 18.5% ✓ Higher | 13.1% |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 34 | — |
| Violent Crime Index 100 = national avg · lower = safer | 31 | — |
| Property Crime Index 100 = national avg · lower = safer | 39 | — |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | A+ (130) ✓ Better | B- (94) |
| Student-Teacher Ratio Lower = smaller classes | 14.1:1 ✓ Smaller | 17.6:1 |
| Bachelor's Degree or Higher | 52.2% ✓ Higher | 26.4% |
| High School or Higher | 94.8% ✓ Higher | 91.8% |
| School District Name only — no quality rating available | MCKINNEY ISD | FLAGLER |
| 🌤 Weather | ||
| Avg High — January | 56.4°F | 65.2°F ✓ Warmer |
| Avg High — July | 94.2°F ✓ Warmer | 87.8°F |
| Annual Precipitation | 42.4" ✓ Drier | 51.3" |
| Annual Snowfall | 2.6" | 0.0" ✓ Less |
| 👥 Demographics | ||
| Population | 196,160 ✓ Larger | 91,082 |
| Median Age | 36.9 | 50.3 ✓ Older |
| Homeownership Rate | 64.9% | 77.9% ✓ Higher |
| Under 18 | 27.5% ✓ More | 17.6% |
| Over 65 | 10.5% | 29.5% ✓ More |
Frequently Asked Questions
McKinney's cost of living index is 103.3 vs Palm Coast's 104.5 (US average = 100).
McKinney is 1% less expensive overall.
Based on the 20 decided categories above, McKinney leads 12 of 20 categories. McKinney wins 12 and Palm Coast wins 8. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from McKinney to Palm Coast or relocating the other way, focus on the biggest gaps: housing ($400,400 vs $283,300 median home), income ($113,286 vs $68,824), safety, and schools — all covered in the full table above.
McKinney, TX and Palm Coast, FL are about 943 miles apart (straight-line distance). Driving distance will be longer depending on the route.