Is Palm Coast, FL a Good Place to Live?
Palm Coast is a mid-sized city of 91,082 in Florida, with a median household income of $68,824 and a 4.1% unemployment rate. Its cost of living index is 104 (US average = 100), which is 4% above the national average.
Strengths: Palm Coast stands out for solid school ratings (B-).
Trade-offs: No major red flags stand out in the available data. Whether Palm Coast is right for you depends on your priorities — the full breakdown is below.
All Palm Coast city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 104.5Palm Coast's overall cost of living index is 104.5, where 100 represents the US national average. Living in Palm Coast costs roughly 4% more than the average American city.
| Metric | Palm Coast, FL | National Avg |
|---|---|---|
| Median Home Value | $283,300 | $244,900 |
| Median Monthly Rent | $1,621 | $1,163 |
| Homeownership Rate | 77.9% | 65.9% |
| Median Household Income | $68,824 | $74,755 |
Crime & Safety
Crime data for Palm Coast is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Palm Coast is served primarily by FLAGLER. The student-to-teacher ratio is 17.6:1 (slightly above the national average of ~16:1).
| Metric | Palm Coast, FL | National Avg |
|---|---|---|
| School District | FLAGLER | — |
| Elementary Schools | 7 | — |
| Middle Schools | 2 | — |
| High Schools | 3 | — |
| Student/Teacher Ratio | 17.6:1 | 16:1 |
| Bachelor's Degree or Higher | 26.4% | 35.4% |
| High School Diploma or Higher | 91.8% | 91.1% |
Weather & Climate
Palm Coast sees average highs of 65.2°F in January and 87.8°F in July, with 51.3 inches of annual precipitation .
| Metric | Palm Coast, FL |
|---|---|
| Average High — January | 65.2°F |
| Average High — July | 87.8°F |
| Annual Precipitation | 51.3" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Palm Coast, FL | National Avg |
|---|---|---|
| Population | 91,082 | — |
| Median Age | 50.3 | 38.9 |
| Unemployment Rate | 4.1% | 3.7% |
| Avg Commute Time | 28.0 min | 26 min |
| White (non-Hispanic) | 74.5% | 59.3% |
| Black or African American | 10.8% | 13.6% |
| Hispanic or Latino | 8.9% | 18.9% |
| Asian | 2.6% | 6.3% |
| Under 18 | 17.6% | 22.2% |
| 65 and over | 29.5% | 16.8% |
Nearby Cities
ZIP Codes in Palm Coast
Palm Coast, FL is covered by 2 ZIP codes: