Head-to-Head · City Comparison
Louisville/Jefferson County metro government, KY
VS
Toms River, NJ
🏆 Toms River leads 13 of 23 categories
Louisville/Jefferson County metro government
Kentucky
10
wins
Cost of Living Index
94.0 ✓ Cheaper
Median Household Income
$63,114
Violent Crime Index
186⚠ High
Population
629,176 ✓ Larger
Toms River
New Jersey
13
wins
Cost of Living Index
112.5⚠ High
Median Household Income
$92,012 ✓ Higher
Violent Crime Index
35 ✓ Safer
Population
92,827
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
Louisville/Jefferson County metro government, KY
Pros
Homes cost $151k less ($204,800 vs $356,100)
Rent averages $578/mo less ($1,014 vs $1,592)
19% cheaper overall cost of living than Toms River
Commutes run 8 min shorter each way
Living costs sit below the national average (index 94.0)
Cons
Median income trails Toms River by $28,898/yr
Violent crime (707.4/100k) is above the U.S. average of 380
Property crime (3326.2/100k) runs high vs the U.S. average
Toms River, NJ
Pros
81% less violent crime than Louisville/Jefferson County metro government
Households earn $28,898 more per year on average
Violent crime is well below the national average (134.3 vs 380/100k)
Cons
Pricier housing — median home is $356,100
Higher rents — median is $1,592/mo
Cost of living runs 19% higher than Louisville/Jefferson County metro government
Living costs are well above the U.S. average (index 112.5)
Key Differences at a Glance
Louisville/Jefferson County metro government
Cost of Living
19% cheaper
COL index 94.0 vs 112.5 (100 = US avg)
Louisville/Jefferson County metro government
Median Home Value
$151k less
$204,800 vs $356,100
Toms River
Median Income
$28,898
$92,012 vs $63,114/yr
Toms River
Violent Crime
81% lower
134.3 vs 707.4 per 100k
Full Data Comparison
| Metric | Louisville/Jefferson County metro government, KY | Toms River, NJ |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 94.0 ✓ Cheaper | 112.5⚠ High |
| Median Home Value | $204,800 ✓ Lower | $356,100⚠ High |
| Median Monthly Rent | $1,014 ✓ Lower | $1,592⚠ High |
| 📈 Income & Economy | ||
| Median Household Income | $63,114 | $92,012 ✓ Higher |
| Unemployment Rate | 5.3%⚠ High ✓ Lower | 5.7%⚠ High |
| Avg Commute Minutes each way | 22.6 min ✓ Shorter | 30.9 min⚠ High |
| Work From Home % | 10.1% | 11.3% ✓ Higher |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 175⚠ High | 43 ✓ Safer |
| Violent Crime Index 100 = national avg · lower = safer | 186⚠ High | 35 ✓ Safer |
| Property Crime Index 100 = national avg · lower = safer | 158⚠ High | 53 ✓ Safer |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | B (99) | B+ (107) ✓ Better |
| Student-Teacher Ratio Lower = smaller classes | 15.2:1 | 13.8:1 ✓ Smaller |
| Bachelor's Degree or Higher | 32.9% | 34.4% ✓ Higher |
| High School or Higher | 90.3% | 93.4% ✓ Higher |
| School District Name only — no quality rating available | Jefferson County | Toms River Regional School District |
| 🌤 Weather | ||
| Avg High — January | 42.4°F ✓ Warmer | 41.6°F |
| Avg High — July | 87.3°F ✓ Warmer | 85.5°F |
| Annual Precipitation | 53.1" | 52.0" ✓ Drier |
| Annual Snowfall | 15.1" ✓ Less | 23.7" |
| 👥 Demographics | ||
| Population | 629,176 ✓ Larger | 92,827 |
| Median Age | 37.9 | 42.3 ✓ Older |
| Homeownership Rate | 60.4% | 80.6% ✓ Higher |
| Under 18 | 22.1% ✓ More | 21.5% |
| Over 65 | 15.8% | 18.7% ✓ More |
Frequently Asked Questions
Louisville/Jefferson County metro government's cost of living index is 94.0 vs Toms River's 112.5 (US average = 100).
Louisville/Jefferson County metro government is 18% less expensive overall.
Based on the 23 decided categories above, Toms River leads 13 of 23 categories. Louisville/Jefferson County metro government wins 10 and Toms River wins 13. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Louisville/Jefferson County metro government to Toms River or relocating the other way, focus on the biggest gaps: housing ($204,800 vs $356,100 median home), income ($63,114 vs $92,012), safety, and schools — all covered in the full table above.
Louisville/Jefferson County metro government, KY and Toms River, NJ are about 627 miles apart (straight-line distance). Driving distance will be longer depending on the route.
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