Is Louisville/Jefferson County metro government, KY a Good Place to Live?
Louisville/Jefferson County metro government is a large city of 629,176 in Kentucky, with a median household income of $63,114 and a 5.3% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.
Strengths: Louisville/Jefferson County metro government stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.
Trade-offs: Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Louisville/Jefferson County metro government is right for you depends on your priorities — the full breakdown is below.
All Louisville/Jefferson County metro government city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.0Louisville/Jefferson County metro government's overall cost of living index is 94.0, where 100 represents the US national average. Living in Louisville/Jefferson County metro government costs roughly 6% less than the average American city.
| Metric | Louisville/Jefferson County metro government, KY | National Avg |
|---|---|---|
| Median Home Value | $204,800 | $244,900 |
| Median Monthly Rent | $1,014 | $1,163 |
| Homeownership Rate | 60.4% | 65.9% |
| Median Household Income | $63,114 | $74,755 |
Crime & Safety
High CrimeLouisville/Jefferson County metro government's violent crime rate is 707.4 per 100,000 residents — 86% higher than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Louisville/Jefferson County metro government is served primarily by Jefferson County. The student-to-teacher ratio is 15.2:1 (better than the national average of ~16:1).
| Metric | Louisville/Jefferson County metro government, KY | National Avg |
|---|---|---|
| School District | Jefferson County | — |
| Elementary Schools | 92 | — |
| Middle Schools | 24 | — |
| High Schools | 35 | — |
| Student/Teacher Ratio | 15.2:1 | 16:1 |
| Bachelor's Degree or Higher | 32.9% | 35.4% |
| High School Diploma or Higher | 90.3% | 91.1% |
Weather & Climate
Louisville/Jefferson County metro government sees average highs of 42.4°F in January and 87.3°F in July, with 53.1 inches of annual precipitation and 15.1 inches of snow per year.
| Metric | Louisville/Jefferson County metro government, KY |
|---|---|
| Average High — January | 42.4°F |
| Average High — July | 87.3°F |
| Annual Precipitation | 53.1" |
| Annual Snowfall | 15.1" |
Demographics
| Metric | Louisville/Jefferson County metro government, KY | National Avg |
|---|---|---|
| Population | 629,176 | — |
| Median Age | 37.9 | 38.9 |
| Unemployment Rate | 5.3% | 3.7% |
| Avg Commute Time | 22.6 min | 26 min |
| White (non-Hispanic) | 65.4% | 59.3% |
| Black or African American | 23.9% | 13.6% |
| Hispanic or Latino | 4.6% | 18.9% |
| Asian | 2.7% | 6.3% |
| Under 18 | 22.1% | 22.2% |
| 65 and over | 15.8% | 16.8% |
Nearby Cities
ZIP Codes in Louisville/Jefferson County metro government
Louisville/Jefferson County metro government, KY is covered by 18 ZIP codes: