Head-to-Head · City Comparison
Concord, CA
VS
South Bend, IN
🏆 Concord leads 15 of 23 categories
Concord
California
15
wins
Cost of Living Index
118.2⚠ High
Median Household Income
$107,789 ✓ Higher
Violent Crime Index
128⚠ High ✓ Safer
Population
125,007 ✓ Larger
South Bend
Indiana
8
wins
Cost of Living Index
91.4 ✓ Cheaper
Median Household Income
$49,056
Violent Crime Index
254⚠ High
Population
103,084
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
Concord, CA
Pros
Households earn $58,733 more per year on average
50% less violent crime than South Bend
Milder winters — January highs near 58°F vs 32°F
Stronger job market — unemployment is 0.6 pts lower (4.9%)
More college-educated — 36.7% hold a bachelor's or higher
Cons
Pricier housing — median home is $706,700
Higher rents — median is $2,137/mo
Cost of living runs 27% higher than South Bend
Violent crime (484.6/100k) is above the U.S. average of 380
South Bend, IN
Pros
Homes cost $593k less ($113,800 vs $706,700)
Rent averages $1202/mo less ($935 vs $2,137)
27% cheaper overall cost of living than Concord
Commutes run 13 min shorter each way
Living costs sit below the national average (index 91.4)
Cooler summers — July highs near 83°F vs 88°F
Cons
Median income trails Concord by $58,733/yr
Violent crime (965.0/100k) is above the U.S. average of 380
Snowy winters — about 65" of snow per year
Key Differences at a Glance
Concord
Median Income
$58,733
$107,789 vs $49,056/yr
Concord
Violent Crime
50% lower
484.6 vs 965.0 per 100k
Concord
Unemployment
0.6 pp lower
4.9% vs 5.5% unemployment
Concord
Summer Heat
5.0°F warmer
July avg high 88.0°F vs 83.0°F
South Bend
Cost of Living
27% cheaper
COL index 91.4 vs 118.2 (100 = US avg)
South Bend
Median Home Value
$593k less
$113,800 vs $706,700
Full Data Comparison
| Metric | Concord, CA | South Bend, IN |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 118.2⚠ High | 91.4 ✓ Cheaper |
| Median Home Value | $706,700⚠ High | $113,800 ✓ Lower |
| Median Monthly Rent | $2,137⚠ High | $935 ✓ Lower |
| 📈 Income & Economy | ||
| Median Household Income | $107,789 ✓ Higher | $49,056 |
| Unemployment Rate | 4.9%⚠ High ✓ Lower | 5.5%⚠ High |
| Avg Commute Minutes each way | 33.6 min⚠ High | 20.4 min ✓ Shorter |
| Work From Home % | 13.7% ✓ Higher | 8.9% |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 131⚠ High ✓ Safer | 191⚠ High |
| Violent Crime Index 100 = national avg · lower = safer | 128⚠ High ✓ Safer | 254⚠ High |
| Property Crime Index 100 = national avg · lower = safer | 137⚠ High | 97 ✓ Safer |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | B- (92) | B (99) ✓ Better |
| Student-Teacher Ratio Lower = smaller classes | 23.2:1 | 12.6:1 ✓ Smaller |
| Bachelor's Degree or Higher | 36.7% ✓ Higher | 28.8% |
| High School or Higher | 88.6% ✓ Higher | 87.2% |
| School District Name only — no quality rating available | Mt. Diablo Unified | South Bend Community School Corp |
| 🌤 Weather | ||
| Avg High — January | 57.6°F ✓ Warmer | 31.8°F |
| Avg High — July | 88.0°F ✓ Warmer | 83.0°F |
| Annual Precipitation | 18.9" ✓ Drier | 40.9" |
| Annual Snowfall | 0.0" ✓ Less | 64.5" |
| 👥 Demographics | ||
| Population | 125,007 ✓ Larger | 103,084 |
| Median Age | 38.8 ✓ Older | 33.4 |
| Homeownership Rate | 61.1% ✓ Higher | 58.5% |
| Under 18 | 20.5% | 26.9% ✓ More |
| Over 65 | 15.8% ✓ More | 13.7% |
Frequently Asked Questions
Concord's cost of living index is 118.2 vs South Bend's 91.4 (US average = 100).
South Bend is 27% less expensive overall.
Based on the 23 decided categories above, Concord leads 15 of 23 categories. Concord wins 15 and South Bend wins 8. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Concord to South Bend or relocating the other way, focus on the biggest gaps: housing ($706,700 vs $113,800 median home), income ($107,789 vs $49,056), safety, and schools — all covered in the full table above.
Concord, CA and South Bend, IN are about 1,900 miles apart (straight-line distance). Driving distance will be longer depending on the route.