Head-to-Head · City Comparison
Cape Coral, FL
VS
Palm Coast, FL
🏆 Palm Coast leads 14 of 19 categories
Cape Coral
Florida
5
wins
Cost of Living Index
104.9⚠ High
Median Household Income
$72,474 ✓ Higher
Violent Crime Index
—
Population
198,912 ✓ Larger
Palm Coast
Florida
14
wins
Cost of Living Index
104.5⚠ High ✓ Cheaper
Median Household Income
$68,824
Violent Crime Index
—
Population
91,082
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
Cape Coral, FL
Pros
Milder winters — January highs near 75°F vs 65°F
Households earn $3,650 more per year on average
Cons
Nothing stands out — a close match here.
Palm Coast, FL
Pros
Homes cost $19k less ($283,300 vs $302,400)
Smaller class sizes — 17.6:1 student-teacher ratio
Cons
Median income trails Cape Coral by $3,650/yr
Key Differences at a Glance
Cape Coral
Median Income
$3,650
$72,474 vs $68,824/yr
Cape Coral
Summer Heat
3.8°F warmer
July avg high 91.6°F vs 87.8°F
Both cities
Cost of Living
≈ Equal
Both near 104.9 on the COL index
Palm Coast
Median Home Value
$19k less
$283,300 vs $302,400
Full Data Comparison
| Metric | Cape Coral, FL | Palm Coast, FL |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 104.9⚠ High | 104.5⚠ High ✓ Cheaper |
| Median Home Value | $302,400 | $283,300 ✓ Lower |
| Median Monthly Rent | $1,630⚠ High | $1,621⚠ High ✓ Lower |
| 📈 Income & Economy | ||
| Median Household Income | $72,474 ✓ Higher | $68,824 |
| Unemployment Rate | 4.4%⚠ High | 4.1%⚠ High ✓ Lower |
| Avg Commute Minutes each way | 28.6 min⚠ High | 28.0 min⚠ High ✓ Shorter |
| Work From Home % | 11.1% | 13.1% ✓ Higher |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | — | — |
| Violent Crime Index 100 = national avg · lower = safer | — | — |
| Property Crime Index 100 = national avg · lower = safer | — | — |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | C+ (87) | B- (94) ✓ Better |
| Student-Teacher Ratio Lower = smaller classes | 20.5:1 | 17.6:1 ✓ Smaller |
| Bachelor's Degree or Higher | 24.6% | 26.4% ✓ Higher |
| High School or Higher | 92.8% ✓ Higher | 91.8% |
| School District Name only — no quality rating available | LEE | FLAGLER |
| 🌤 Weather | ||
| Avg High — January | 75.0°F ✓ Warmer | 65.2°F |
| Avg High — July | 91.6°F ✓ Warmer | 87.8°F |
| Annual Precipitation | 57.4" | 51.3" ✓ Drier |
| Annual Snowfall | 0.0" | 0.0" |
| 👥 Demographics | ||
| Population | 198,912 ✓ Larger | 91,082 |
| Median Age | 48.2 | 50.3 ✓ Older |
| Homeownership Rate | 77.4% | 77.9% ✓ Higher |
| Under 18 | 17.5% | 17.6% ✓ More |
| Over 65 | 24.7% | 29.5% ✓ More |
Frequently Asked Questions
Cape Coral's cost of living index is 104.9 vs Palm Coast's 104.5 (US average = 100).
Palm Coast is 0% less expensive overall.
Based on the 19 decided categories above, Palm Coast leads 14 of 19 categories. Cape Coral wins 5 and Palm Coast wins 14. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Cape Coral to Palm Coast or relocating the other way, focus on the biggest gaps: housing ($302,400 vs $283,300 median home), income ($72,474 vs $68,824), safety, and schools — all covered in the full table above.
Cape Coral, FL and Palm Coast, FL are about 205 miles apart (straight-line distance). Driving distance will be longer depending on the route.