Median Income
$72,474
household / year
Median Home Value
$302,400
owner-occupied
Median Rent
$1,630
gross / month
Cost of Living
105
national avg = 100

Is Cape Coral, FL a Good Place to Live?

Cape Coral is a mid-sized city of 198,912 in Florida, with a median household income of $72,474 and a 4.4% unemployment rate. Its cost of living index is 105 (US average = 100), which is 5% above the national average.

Strengths: Cape Coral's profile is close to national averages across most measures.

Trade-offs: No major red flags stand out in the available data. Whether Cape Coral is right for you depends on your priorities — the full breakdown is below.

All Cape Coral city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 104.9

Cape Coral's overall cost of living index is 104.9, where 100 represents the US national average. Living in Cape Coral costs roughly 5% more than the average American city.

Metric Cape Coral, FL National Avg
Median Home Value $302,400 $244,900
Median Monthly Rent $1,630 $1,163
Homeownership Rate 77.4% 65.9%
Median Household Income $72,474 $74,755

Crime & Safety

Crime data for Cape Coral is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Cape Coral is served primarily by LEE. The student-to-teacher ratio is 20.5:1 (slightly above the national average of ~16:1).

Metric Cape Coral, FL National Avg
School District LEE —
Elementary Schools 61 —
Middle Schools 18 —
High Schools 33 —
Student/Teacher Ratio 20.5:1 16:1
Bachelor's Degree or Higher 24.6% 35.4%
High School Diploma or Higher 92.8% 91.1%

Weather & Climate

Cape Coral sees average highs of 75.0°F in January and 91.6°F in July, with 57.4 inches of annual precipitation .

MetricCape Coral, FL
Average High — January75.0°F
Average High — July91.6°F
Annual Precipitation57.4"
Annual SnowfallTrace / None

Demographics

MetricCape Coral, FLNational Avg
Population198,912—
Median Age48.238.9
Unemployment Rate4.4%3.7%
Avg Commute Time28.6 min26 min
White (non-Hispanic)77.1%59.3%
Black or African American4.3%13.6%
Hispanic or Latino14.5%18.9%
Asian1.8%6.3%
Under 1817.5%22.2%
65 and over24.7%16.8%

Nearby Cities

Matlacha Isles-Matlacha Shores, FL 4 mi Matlacha, FL 5 mi Lochmoor Waterway Estates, FL 5 mi Palmona Park, FL 7 mi McGregor, FL 8 mi

ZIP Codes in Cape Coral

Cape Coral, FL is covered by 6 ZIP codes:

33993 33914 33909 33991 33904 33990

Cape Coral vs Other Cities

Cape Coral, FL vs Matlacha Isles-Matlacha Shores, FL Cape Coral, FL vs Matlacha, FL Cape Coral, FL vs Lochmoor Waterway Estates, FL Cape Coral, FL vs Palmona Park, FL Cape Coral, FL vs McGregor, FL

Frequently Asked Questions

Cape Coral's cost of living index is 105, where 100 is the national average. That puts Cape Coral roughly 5% above the national average in cost. The median home price is $302,400 and median rent is $1,630/month.
Crime data for Cape Coral is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
Public schools in Cape Coral are operated by LEE. The district has 61 elementary, 18 middle, and 33 high schools. The student-to-teacher ratio is 20.5:1. 24.6% of adults 25+ hold a bachelor's degree or higher.
Cape Coral, FL has a population of 198,912, a median household income of $72,474, and an unemployment rate of 4.4%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Cape Coral averages 75.0°F in January and 91.6°F in July. Annual rainfall is 57.4 inches . Based on NOAA 30-year climate normals (1991–2020).
Cape Coral, FL is covered by 6 ZIP codes: 33993, 33914, 33909, 33991, 33904, 33990.
The population of Cape Coral, Florida is 198,912 with a median age of 48.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Cape Coral: cost of living index 105 (100 = US average), median home $302,400, median household income $72,474, schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Cape Coral side by side with your current city to see the trade-offs.