Head-to-Head · City Comparison
Cape Coral, FL
VS
Louisville/Jefferson County metro government, KY
🏆 It's a dead heat — 10 categories each
Cape Coral
Florida
10
wins
Cost of Living Index
104.9⚠ High
Median Household Income
$72,474 ✓ Higher
Violent Crime Index
—
Population
198,912
Louisville/Jefferson County metro government
Kentucky
10
wins
Cost of Living Index
94.0 ✓ Cheaper
Median Household Income
$63,114
Violent Crime Index
186⚠ High
Population
629,176 ✓ Larger
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
Cape Coral, FL
Pros
Milder winters — January highs near 75°F vs 42°F
Stronger job market — unemployment is 0.9 pts lower (4.4%)
Households earn $9,360 more per year on average
Cons
Higher rents — median is $1,630/mo
Cost of living runs 11% higher than Louisville/Jefferson County metro government
Longer commutes — 28.6 min average each way
Louisville/Jefferson County metro government, KY
Pros
Rent averages $616/mo less ($1,014 vs $1,630)
Homes cost $98k less ($204,800 vs $302,400)
Commutes run 6 min shorter each way
11% cheaper overall cost of living than Cape Coral
More college-educated — 32.9% hold a bachelor's or higher
Living costs sit below the national average (index 94.0)
Cons
Violent crime (707.4/100k) is above the U.S. average of 380
Median income trails Cape Coral by $9,360/yr
Property crime (3326.2/100k) runs high vs the U.S. average
Higher unemployment (5.3% vs 4.4%)
Key Differences at a Glance
Cape Coral
Median Income
$9,360
$72,474 vs $63,114/yr
Cape Coral
Unemployment
0.9 pp lower
4.4% vs 5.3% unemployment
Cape Coral
Summer Heat
4.3°F warmer
July avg high 91.6°F vs 87.3°F
Louisville/Jefferson County metro government
Cost of Living
11% cheaper
COL index 94.0 vs 104.9 (100 = US avg)
Louisville/Jefferson County metro government
Median Home Value
$98k less
$204,800 vs $302,400
Full Data Comparison
| Metric | Cape Coral, FL | Louisville/Jefferson County metro government, KY |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 104.9⚠ High | 94.0 ✓ Cheaper |
| Median Home Value | $302,400 | $204,800 ✓ Lower |
| Median Monthly Rent | $1,630⚠ High | $1,014 ✓ Lower |
| 📈 Income & Economy | ||
| Median Household Income | $72,474 ✓ Higher | $63,114 |
| Unemployment Rate | 4.4%⚠ High ✓ Lower | 5.3%⚠ High |
| Avg Commute Minutes each way | 28.6 min⚠ High | 22.6 min ✓ Shorter |
| Work From Home % | 11.1% ✓ Higher | 10.1% |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | — | 175⚠ High |
| Violent Crime Index 100 = national avg · lower = safer | — | 186⚠ High |
| Property Crime Index 100 = national avg · lower = safer | — | 158⚠ High |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | C+ (87) | B (99) ✓ Better |
| Student-Teacher Ratio Lower = smaller classes | 20.5:1 | 15.2:1 ✓ Smaller |
| Bachelor's Degree or Higher | 24.6% | 32.9% ✓ Higher |
| High School or Higher | 92.8% ✓ Higher | 90.3% |
| School District Name only — no quality rating available | LEE | Jefferson County |
| 🌤 Weather | ||
| Avg High — January | 75.0°F ✓ Warmer | 42.4°F |
| Avg High — July | 91.6°F ✓ Warmer | 87.3°F |
| Annual Precipitation | 57.4" | 53.1" ✓ Drier |
| Annual Snowfall | 0.0" ✓ Less | 15.1" |
| 👥 Demographics | ||
| Population | 198,912 | 629,176 ✓ Larger |
| Median Age | 48.2 ✓ Older | 37.9 |
| Homeownership Rate | 77.4% ✓ Higher | 60.4% |
| Under 18 | 17.5% | 22.1% ✓ More |
| Over 65 | 24.7% ✓ More | 15.8% |
Frequently Asked Questions
Cape Coral's cost of living index is 104.9 vs Louisville/Jefferson County metro government's 94.0 (US average = 100).
Louisville/Jefferson County metro government is 11% less expensive overall.
Based on the 20 decided categories above, It's a dead heat — 10 categories each. Cape Coral wins 10 and Louisville/Jefferson County metro government wins 10. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Cape Coral to Louisville/Jefferson County metro government or relocating the other way, focus on the biggest gaps: housing ($302,400 vs $204,800 median home), income ($72,474 vs $63,114), safety, and schools — all covered in the full table above.
Cape Coral, FL and Louisville/Jefferson County metro government, KY are about 824 miles apart (straight-line distance). Driving distance will be longer depending on the route.
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