Median Income
$39,471
household / year
Median Home Value
$103,600
owner-occupied
Median Rent
$713
gross / month
Cost of Living
93
national avg = 100

Is Luzerne, PA a Good Place to Live?

Luzerne is a small town of 2,718 in Pennsylvania, with a median household income of $39,471 and a 7.1% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.

Strengths: Luzerne stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Luzerne is right for you depends on your priorities — the full breakdown is below.

All Luzerne city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 93.0

Luzerne's overall cost of living index is 93.0, where 100 represents the US national average. Living in Luzerne costs roughly 7% less than the average American city.

Metric Luzerne, PA National Avg
Median Home Value $103,600 $244,900
Median Monthly Rent $713 $1,163
Homeownership Rate 59.1% 65.9%
Median Household Income $39,471 $74,755

Crime & Safety

Very Safe

Luzerne's violent crime rate is 109.9 per 100,000 residents — 71% lower than the national average of ~380 per 100,000.

Violent Crime
109.9 /100k
Property Crime
989.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Luzerne, PA National Avg
School District N/A
Elementary Schools N/A
Middle Schools N/A
High Schools N/A
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 12.5% 35.4%
High School Diploma or Higher 89.6% 91.1%

Weather & Climate

Luzerne sees average highs of 35.7°F in January and 84.6°F in July, with 45.4 inches of annual precipitation and 45.1 inches of snow per year.

MetricLuzerne, PA
Average High — January35.7°F
Average High — July84.6°F
Annual Precipitation45.4"
Annual Snowfall45.1"

Demographics

MetricLuzerne, PANational Avg
Population2,718
Median Age49.438.9
Unemployment Rate7.1%3.7%
Avg Commute Time17.0 min26 min
White (non-Hispanic)95.0%59.3%
Black or African American1.0%13.6%
Hispanic or Latino0.8%18.9%
Asian0.0%6.3%
Under 1818.8%22.2%
65 and over22.8%16.8%

Nearby Cities

ZIP Codes in Luzerne

Luzerne, PA is covered by 1 ZIP code:

Luzerne vs Other Cities

Frequently Asked Questions

Luzerne's cost of living index is 93, where 100 is the national average. That makes Luzerne roughly 7% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $103,600 and median rent is $713/month.
Luzerne's violent crime rate is 109.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 989.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Luzerne, PA has a population of 2,718, a median household income of $39,471, and an unemployment rate of 7.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Luzerne averages 35.7°F in January and 84.6°F in July. Annual rainfall is 45.4 inches with about 45.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Luzerne, PA is covered by 1 ZIP code: 18709.
The population of Luzerne, Pennsylvania is 2,718 with a median age of 49.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Luzerne: cost of living index 93 (100 = US average), median home $103,600, median household income $39,471, crime index 36 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Luzerne side by side with your current city to see the trade-offs.