Median Income
$80,750
household / year
Median Home Value
$160,500
owner-occupied
Median Rent
$857
gross / month
Cost of Living
96
national avg = 100

Is Hartwick, NY a Good Place to Live?

Hartwick is a small town of 531 in New York, with a median household income of $80,750 and a 7.2% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Hartwick stands out for an affordable cost of living, below-average home prices, a well-educated population, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Hartwick is right for you depends on your priorities — the full breakdown is below.

All Hartwick city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.2

Hartwick's overall cost of living index is 96.2, where 100 represents the US national average. Living in Hartwick costs roughly 4% less than the average American city.

Metric Hartwick, NY National Avg
Median Home Value $160,500 $244,900
Median Monthly Rent $857 $1,163
Homeownership Rate 54.8% 65.9%
Median Household Income $80,750 $74,755

Crime & Safety

Very Safe

Hartwick's violent crime rate is 6.7 per 100,000 residents — 98% lower than the national average of ~380 per 100,000.

Violent Crime
6.7 /100k
Property Crime
13.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Hartwick, NY National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 43.8% 35.4%
High School Diploma or Higher 93.8% 91.1%

Weather & Climate

Hartwick sees average highs of 23.3°F in January and 72.6°F in July, with 46.2 inches of annual precipitation and 85.5 inches of snow per year.

MetricHartwick, NY
Average High — January23.3°F
Average High — July72.6°F
Annual Precipitation46.2"
Annual Snowfall85.5"

Demographics

MetricHartwick, NYNational Avg
Population531—
Median Age39.838.9
Unemployment Rate7.2%3.7%
Avg Commute Time17.8 min26 min
White (non-Hispanic)97.7%59.3%
Black or African American1.1%13.6%
Hispanic or Latino1.1%18.9%
Asian0.0%6.3%
Under 1822.6%22.2%
65 and over13.7%16.8%

Nearby Cities

ZIP Codes in Hartwick

Hartwick, NY is covered by 1 ZIP code:

Hartwick vs Other Cities

Frequently Asked Questions

Hartwick's cost of living index is 96, where 100 is the national average. That makes Hartwick roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $160,500 and median rent is $857/month.
Hartwick's violent crime rate is 6.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 13.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Hartwick, NY has a population of 531, a median household income of $80,750, and an unemployment rate of 7.2%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Hartwick averages 23.3°F in January and 72.6°F in July. Annual rainfall is 46.2 inches with about 85.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Hartwick, NY is covered by 1 ZIP code: 13348.
The population of Hartwick, New York is 531 with a median age of 39.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Hartwick: cost of living index 96 (100 = US average), median home $160,500, median household income $80,750, crime index 1 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Hartwick side by side with your current city to see the trade-offs.