What are the schools like in Hancock, NY?

Hancock is served primarily by HANCOCK CENTRAL SCHOOL DISTRICT. The district operates 1 elementary schools, several middle schools, and 1 high schools with a student-to-teacher ratio of 9.6:1.

What is the median household income in Hancock?

The median household income in Hancock, NY is $45,500 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 12.0%.

What is the weather like in Hancock, NY?

Hancock has an average high temperature of 32.6°F in January and 82.0°F in July. Annual precipitation averages 46.0 inches and annual snowfall averages 54.6 inches.

Hancock, NY Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Hancock, NY affordable or expensive?

Hancock's cost of living index is 96, where 100 represents the national average. This means Hancock is 4% less expensive than the average US city. The median home value is $127,200 and the median rent is $1,033 per month.

Q: What is the crime rate in Hancock, NY?

Hancock has a violent crime rate of 27.2 incidents per 100,000 residents and a property crime rate of 240.2 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Hancock, NY a Good Place to Live?

Hancock is a small town of 878 in New York, with a median household income of $45,500 and a 12.0% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Hancock stands out for an affordable cost of living, below-average home prices, solid school ratings (B+), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Hancock is right for you depends on your priorities — the full breakdown is below.

All Hancock city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.5

Hancock's overall cost of living index is 96.5, where 100 represents the US national average. Living in Hancock costs roughly 4% less than the average American city.

Metric	Hancock, NY	National Avg
Median Home Value	$127,200	$244,900
Median Monthly Rent	$1,033	$1,163
Homeownership Rate	55.8%	65.9%
Median Household Income	$45,500	$74,755

Crime & Safety

Very Safe

Hancock's violent crime rate is 27.2 per 100,000 residents — 93% lower than the national average of ~380 per 100,000.

Violent Crime

27.2 /100k

Property Crime

240.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Hancock is served primarily by HANCOCK CENTRAL SCHOOL DISTRICT. The student-to-teacher ratio is 9.6:1 (better than the national average of ~16:1).

Metric	Hancock, NY	National Avg
School District	HANCOCK CENTRAL SCHOOL DISTRICT	—
Elementary Schools	1	—
Middle Schools	N/A	—
High Schools	1	—
Student/Teacher Ratio	9.6:1	16:1
Bachelor's Degree or Higher	17.9%	35.4%
High School Diploma or Higher	92.5%	91.1%

Weather & Climate

Hancock sees average highs of 32.6°F in January and 82.0°F in July, with 46.0 inches of annual precipitation and 54.6 inches of snow per year.

Metric	Hancock, NY
Average High — January	32.6°F
Average High — July	82.0°F
Annual Precipitation	46.0"
Annual Snowfall	54.6"

Demographics

Metric	Hancock, NY	National Avg
Population	878	—
Median Age	44.2	38.9
Unemployment Rate	12.0%	3.7%
Avg Commute Time	20.5 min	26 min
White (non-Hispanic)	95.8%	59.3%
Black or African American	2.3%	13.6%
Hispanic or Latino	0.0%	18.9%
Asian	0.3%	6.3%
Under 18	23.1%	22.2%
65 and over	26.4%	16.8%

Nearby Cities

Starrucca, PA 10 mi Deposit, NY 11 mi Thompson, PA 13 mi Hankins, NY 14 mi Lanesboro, PA 15 mi

ZIP Codes in Hancock

Hancock, NY is covered by 1 ZIP code:

13783

Hancock vs Other Cities

Hancock, NY vs Starrucca, PA Hancock, NY vs Deposit, NY Hancock, NY vs Thompson, PA Hancock, NY vs Hankins, NY Hancock, NY vs Lanesboro, PA

Frequently Asked Questions

Is Hancock, NY affordable or expensive?

Hancock's cost of living index is 96, where 100 is the national average. That makes Hancock roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $127,200 and median rent is $1,033/month.

What is the crime rate in Hancock, NY?

Hancock's violent crime rate is 27.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 240.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Hancock?

Public schools in Hancock are operated by HANCOCK CENTRAL SCHOOL DISTRICT. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 9.6:1. 17.9% of adults 25+ hold a bachelor's degree or higher.

Is Hancock, NY a good place to live?

Hancock, NY has a population of 878, a median household income of $45,500, and an unemployment rate of 12.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Hancock?

Hancock averages 32.6°F in January and 82.0°F in July. Annual rainfall is 46.0 inches with about 54.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Hancock?

Hancock, NY is covered by 1 ZIP code: 13783.

What is the population of Hancock?

The population of Hancock, New York is 878 with a median age of 44.2. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Hancock?

Key numbers for living in Hancock: cost of living index 96 (100 = US average), median home $127,200, median household income $45,500, crime index 9 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Hancock side by side with your current city to see the trade-offs.