What are the schools like in Wharton, NJ?

Wharton is served primarily by Wharton Borough School District. The district operates 1 elementary schools, 1 middle schools, and several high schools with a student-to-teacher ratio of 9.7:1.

What is the median household income in Wharton?

The median household income in Wharton, NJ is $91,557 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.8%.

What is the weather like in Wharton, NJ?

Wharton has an average high temperature of 37.6°F in January and 85.4°F in July. Annual precipitation averages 52.2 inches and annual snowfall averages 28.1 inches.

Wharton, NJ Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Wharton, NJ affordable or expensive?

Wharton's cost of living index is 112, where 100 represents the national average. This means Wharton is 12% more expensive than the average US city. The median home value is $324,600 and the median rent is $1,815 per month.

Q: What is the crime rate in Wharton, NJ?

Wharton has a violent crime rate of 53.1 incidents per 100,000 residents and a property crime rate of 782.6 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Wharton, NJ a Good Place to Live?

Wharton is a small town of 7,217 in New Jersey, with a median household income of $91,557 and a 3.8% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.

Strengths: Wharton stands out for lower-than-average crime, solid school ratings (A).

Trade-offs: Potential downsides include an above-average cost of living, longer commutes. Whether Wharton is right for you depends on your priorities — the full breakdown is below.

All Wharton city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 112.5

Wharton's overall cost of living index is 112.5, where 100 represents the US national average. Living in Wharton costs roughly 12% more than the average American city.

Metric	Wharton, NJ	National Avg
Median Home Value	$324,600	$244,900
Median Monthly Rent	$1,815	$1,163
Homeownership Rate	55.0%	65.9%
Median Household Income	$91,557	$74,755

Crime & Safety

Very Safe

Wharton's violent crime rate is 53.1 per 100,000 residents — 86% lower than the national average of ~380 per 100,000.

Violent Crime

53.1 /100k

Property Crime

782.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Wharton is served primarily by Wharton Borough School District. The student-to-teacher ratio is 9.7:1 (better than the national average of ~16:1).

Metric	Wharton, NJ	National Avg
School District	Wharton Borough School District	—
Elementary Schools	1	—
Middle Schools	1	—
High Schools	N/A	—
Student/Teacher Ratio	9.7:1	16:1
Bachelor's Degree or Higher	27.6%	35.4%
High School Diploma or Higher	92.1%	91.1%

Weather & Climate

Wharton sees average highs of 37.6°F in January and 85.4°F in July, with 52.2 inches of annual precipitation and 28.1 inches of snow per year.

Metric	Wharton, NJ
Average High — January	37.6°F
Average High — July	85.4°F
Annual Precipitation	52.2"
Annual Snowfall	28.1"

Demographics

Metric	Wharton, NJ	National Avg
Population	7,217	—
Median Age	37.9	38.9
Unemployment Rate	3.8%	3.7%
Avg Commute Time	31.3 min	26 min
White (non-Hispanic)	55.6%	59.3%
Black or African American	0.5%	13.6%
Hispanic or Latino	34.7%	18.9%
Asian	7.3%	6.3%
Under 18	23.6%	22.2%
65 and over	14.4%	16.8%

Nearby Cities

Dover, NJ 1 mi Mount Hope, NJ 2 mi Victory Gardens, NJ 2 mi Lower Berkshire Valley, NJ 2 mi Kenvil, NJ 3 mi

ZIP Codes in Wharton

Wharton, NJ is covered by 1 ZIP code:

07885

Wharton vs Other Cities

Wharton, NJ vs Dover, NJ Wharton, NJ vs Mount Hope, NJ Wharton, NJ vs Victory Gardens, NJ Wharton, NJ vs Lower Berkshire Valley, NJ Wharton, NJ vs Kenvil, NJ

Frequently Asked Questions

Is Wharton, NJ affordable or expensive?

Wharton's cost of living index is 112, where 100 is the national average. That puts Wharton roughly 12% above the national average in cost. The median home price is $324,600 and median rent is $1,815/month.

What is the crime rate in Wharton, NJ?

Wharton's violent crime rate is 53.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 782.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Wharton?

Public schools in Wharton are operated by Wharton Borough School District. The district has 1 elementary, 1 middle, and several high schools. The student-to-teacher ratio is 9.7:1. 27.6% of adults 25+ hold a bachelor's degree or higher.

Is Wharton, NJ a good place to live?

Wharton, NJ has a population of 7,217, a median household income of $91,557, and an unemployment rate of 3.8%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Wharton?

Wharton averages 37.6°F in January and 85.4°F in July. Annual rainfall is 52.2 inches with about 28.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Wharton?

Wharton, NJ is covered by 1 ZIP code: 07885.

What is the population of Wharton?

The population of Wharton, New Jersey is 7,217 with a median age of 37.9. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Wharton?

Key numbers for living in Wharton: cost of living index 112 (100 = US average), median home $324,600, median household income $91,557, crime index 23 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Wharton side by side with your current city to see the trade-offs.