Is Pearl River, NY a Good Place to Live?
Pearl River is a small city of 16,426 in New York, with a median household income of $137,331 and a 3.2% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.
Strengths: Pearl River stands out for solid school ratings (A), a well-educated population.
Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes. Whether Pearl River is right for you depends on your priorities — the full breakdown is below.
All Pearl River city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 112.5Pearl River's overall cost of living index is 112.5, where 100 represents the US national average. Living in Pearl River costs roughly 12% more than the average American city.
| Metric | Pearl River, NY | National Avg |
|---|---|---|
| Median Home Value | $530,000 | $244,900 |
| Median Monthly Rent | $1,992 | $1,163 |
| Homeownership Rate | 76.0% | 65.9% |
| Median Household Income | $137,331 | $74,755 |
Crime & Safety
Crime data for Pearl River is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Pearl River is served primarily by PEARL RIVER UNION FREE SCHOOL DISTRICT. The student-to-teacher ratio is 11.4:1 (better than the national average of ~16:1).
| Metric | Pearl River, NY | National Avg |
|---|---|---|
| School District | PEARL RIVER UNION FREE SCHOOL DISTRICT | — |
| Elementary Schools | 3 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 11.4:1 | 16:1 |
| Bachelor's Degree or Higher | 49.6% | 35.4% |
| High School Diploma or Higher | 90.3% | 91.1% |
Weather & Climate
Pearl River sees average highs of 39.8°F in January and 85.6°F in July, with 50.3 inches of annual precipitation and 32.7 inches of snow per year.
| Metric | Pearl River, NY |
|---|---|
| Average High — January | 39.8°F |
| Average High — July | 85.6°F |
| Annual Precipitation | 50.3" |
| Annual Snowfall | 32.7" |
Demographics
| Metric | Pearl River, NY | National Avg |
|---|---|---|
| Population | 16,426 | — |
| Median Age | 39.6 | 38.9 |
| Unemployment Rate | 3.2% | 3.7% |
| Avg Commute Time | 31.0 min | 26 min |
| White (non-Hispanic) | 82.1% | 59.3% |
| Black or African American | 1.0% | 13.6% |
| Hispanic or Latino | 10.9% | 18.9% |
| Asian | 4.0% | 6.3% |
| Under 18 | 22.4% | 22.2% |
| 65 and over | 19.1% | 16.8% |
Nearby Cities
ZIP Codes in Pearl River
Pearl River, NY is covered by 1 ZIP code: