Is Finesville, NJ a Good Place to Live?
Finesville is a small town of 331 in New Jersey, with a median household income of $63,833 and a 14.7% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.
Strengths: Finesville stands out for a well-educated population.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Finesville is right for you depends on your priorities — the full breakdown is below.
All Finesville city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 98.4Finesville's overall cost of living index is 98.4, where 100 represents the US national average. Living in Finesville costs roughly 2% less than the average American city.
| Metric | Finesville, NJ | National Avg |
|---|---|---|
| Median Home Value | $289,300 | $244,900 |
| Median Monthly Rent | $3,058 | $1,163 |
| Homeownership Rate | 66.5% | 65.9% |
| Median Household Income | $63,833 | $74,755 |
Crime & Safety
Very SafeFinesville's violent crime rate is 29.4 per 100,000 residents — 92% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Finesville, NJ | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 58.0% | 35.4% |
| High School Diploma or Higher | 96.5% | 91.1% |
Weather & Climate
Finesville sees average highs of 37.7°F in January and 85.6°F in July, with 51.2 inches of annual precipitation and 41.1 inches of snow per year.
| Metric | Finesville, NJ |
|---|---|
| Average High — January | 37.7°F |
| Average High — July | 85.6°F |
| Annual Precipitation | 51.2" |
| Annual Snowfall | 41.1" |
Demographics
| Metric | Finesville, NJ | National Avg |
|---|---|---|
| Population | 331 | — |
| Median Age | 61.6 | 38.9 |
| Unemployment Rate | 14.7% | 3.7% |
| Avg Commute Time | 27.1 min | 26 min |
| White (non-Hispanic) | 100.0% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 0.0% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 4.5% | 22.2% |
| 65 and over | 29.3% | 16.8% |