Is Kearney, NE a Good Place to Live?
Kearney is a small city of 33,809 in Nebraska, with a median household income of $66,843 and a 2.9% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.
Strengths: Kearney stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B+), a well-educated population, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Kearney is right for you depends on your priorities — the full breakdown is below.
All Kearney city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 93.2Kearney's overall cost of living index is 93.2, where 100 represents the US national average. Living in Kearney costs roughly 7% less than the average American city.
| Metric | Kearney, NE | National Avg |
|---|---|---|
| Median Home Value | $218,800 | $244,900 |
| Median Monthly Rent | $897 | $1,163 |
| Homeownership Rate | 60.5% | 65.9% |
| Median Household Income | $66,843 | $74,755 |
Crime & Safety
Safer than AverageKearney's violent crime rate is 301.2 per 100,000 residents — 21% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Kearney is served primarily by KEARNEY PUBLIC SCHOOLS. The student-to-teacher ratio is 15.5:1 (better than the national average of ~16:1).
| Metric | Kearney, NE | National Avg |
|---|---|---|
| School District | KEARNEY PUBLIC SCHOOLS | — |
| Elementary Schools | 10 | — |
| Middle Schools | 2 | — |
| High Schools | 2 | — |
| Student/Teacher Ratio | 15.5:1 | 16:1 |
| Bachelor's Degree or Higher | 37.9% | 35.4% |
| High School Diploma or Higher | 92.4% | 91.1% |
Weather & Climate
Kearney sees average highs of 35.9°F in January and 86.6°F in July, with 26.2 inches of annual precipitation and 21.8 inches of snow per year.
| Metric | Kearney, NE |
|---|---|
| Average High — January | 35.9°F |
| Average High — July | 86.6°F |
| Annual Precipitation | 26.2" |
| Annual Snowfall | 21.8" |
Demographics
| Metric | Kearney, NE | National Avg |
|---|---|---|
| Population | 33,809 | — |
| Median Age | 31.9 | 38.9 |
| Unemployment Rate | 2.9% | 3.7% |
| Avg Commute Time | 14.5 min | 26 min |
| White (non-Hispanic) | 86.8% | 59.3% |
| Black or African American | 1.2% | 13.6% |
| Hispanic or Latino | 7.1% | 18.9% |
| Asian | 2.2% | 6.3% |
| Under 18 | 20.8% | 22.2% |
| 65 and over | 15.4% | 16.8% |
Nearby Cities
ZIP Codes in Kearney
Kearney, NE is covered by 3 ZIP codes: