Is Amherst, NE a Good Place to Live?
Amherst is a small town of 247 in Nebraska, with a median household income of $63,929 and a 9.5% unemployment rate. Its cost of living index is 88 (US average = 100), which is 12% below the national average.
Strengths: Amherst stands out for an affordable cost of living, below-average home prices, solid school ratings (A-), a well-educated population, short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Amherst is right for you depends on your priorities — the full breakdown is below.
All Amherst city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 87.8Amherst's overall cost of living index is 87.8, where 100 represents the US national average. Living in Amherst costs roughly 12% less than the average American city.
| Metric | Amherst, NE | National Avg |
|---|---|---|
| Median Home Value | $125,000 | $244,900 |
| Median Monthly Rent | $642 | $1,163 |
| Homeownership Rate | 76.6% | 65.9% |
| Median Household Income | $63,929 | $74,755 |
Crime & Safety
Safer than AverageAmherst's violent crime rate is 259.8 per 100,000 residents — 32% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Amherst is served primarily by AMHERST PUBLIC SCHOOLS. The student-to-teacher ratio is 12.6:1 (better than the national average of ~16:1).
| Metric | Amherst, NE | National Avg |
|---|---|---|
| School District | AMHERST PUBLIC SCHOOLS | — |
| Elementary Schools | 1 | — |
| Middle Schools | N/A | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 12.6:1 | 16:1 |
| Bachelor's Degree or Higher | 37.6% | 35.4% |
| High School Diploma or Higher | 96.2% | 91.1% |
Weather & Climate
Amherst sees average highs of 35.9°F in January and 86.6°F in July, with 26.0 inches of annual precipitation and 25.0 inches of snow per year.
| Metric | Amherst, NE |
|---|---|
| Average High — January | 35.9°F |
| Average High — July | 86.6°F |
| Annual Precipitation | 26.0" |
| Annual Snowfall | 25.0" |
Demographics
| Metric | Amherst, NE | National Avg |
|---|---|---|
| Population | 247 | — |
| Median Age | 36.0 | 38.9 |
| Unemployment Rate | 9.5% | 3.7% |
| Avg Commute Time | 20.2 min | 26 min |
| White (non-Hispanic) | 98.0% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 1.2% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 32.4% | 22.2% |
| 65 and over | 21.9% | 16.8% |
Nearby Cities
ZIP Codes in Amherst
Amherst, NE is covered by 1 ZIP code: