Below Average CostNear National AverageBonner Elem
Median Income
$77,174
household / year
Median Home Value
$331,600
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
93
national avg = 100
Is Twin Creeks, MT a Good Place to Live?
Twin Creeks is a small town of 188 in Montana, with a median household income of $77,174
and a 0.9% unemployment rate.
Its cost of living index is 93 (US average = 100), which is
7% below the national average.
Strengths:
Twin Creeks stands out for an affordable cost of living, solid school ratings (B-).
Trade-offs:
Potential downsides include longer commutes. Whether Twin Creeks is right for you depends on your priorities — the full breakdown is below.
All Twin Creeks city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 93.1
Twin Creeks's overall cost of living index is 93.1,
where 100 represents the US national average.
Living in Twin Creeks costs roughly 7% less than the average American city.
Metric
Twin Creeks, MT
National Avg
Median Home Value
$331,600
$244,900
Median Monthly Rent
N/A
$1,163
Homeownership Rate
100.0%
65.9%
Median Household Income
$77,174
$74,755
Crime & Safety
Near National Average
Twin Creeks's violent crime rate is 500.8 per 100,000 residents
— 32% higher than the national average of ~380 per 100,000.
Violent Crime
500.8 /100k
Property Crime
2703.2 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Twin Creeks is served primarily by Bonner Elem.
The student-to-teacher ratio is 12.1:1
(better than the national average of ~16:1).
Metric
Twin Creeks, MT
National Avg
School District
Bonner Elem
—
Elementary Schools
1
—
Middle Schools
1
—
High Schools
N/A
—
Student/Teacher Ratio
12.1:1
16:1
Bachelor's Degree or Higher
19.1%
35.4%
High School Diploma or Higher
87.9%
91.1%
Weather & Climate
Twin Creeks sees average highs of 29.8°F in January
and 82.0°F in July,
with 20.9 inches of annual precipitation
and 51.8 inches of snow per year.
Twin Creeks's cost of living index is 93, where 100 is the national average.
That makes Twin Creeks roughly 7% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $331,600 and median rent is N/A/month.
Twin Creeks's violent crime rate is 500.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2703.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Twin Creeks are operated by Bonner Elem.
The district has 1 elementary, 1 middle, and several high schools.
The student-to-teacher ratio is 12.1:1. 19.1% of adults 25+ hold a bachelor's degree or higher.
Twin Creeks, MT has a population of 188, a median household income of $77,174, and an unemployment rate of 0.9%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Twin Creeks averages 29.8°F in January and 82.0°F in July. Annual rainfall is 20.9 inches
with about 51.8 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Twin Creeks, MT is covered by 1 ZIP code: 59823.
The population of Twin Creeks, Montana is 188 with a median age of 42.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Twin Creeks: cost of living index 93 (100 = US average), median home $331,600, median household income $77,174, crime index 131 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Twin Creeks side by side with your current city to see the trade-offs.