Median Income
$38,750
household / year
Median Home Value
$176,900
owner-occupied
Median Rent
$435
gross / month
Cost of Living
86
national avg = 100

Is Muddy, MT a Good Place to Live?

Muddy is a small town of 661 in Montana, with a median household income of $38,750 and a 6.2% unemployment rate. Its cost of living index is 86 (US average = 100), which is 14% below the national average.

Strengths: Muddy stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Muddy is right for you depends on your priorities — the full breakdown is below.

All Muddy city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 86.3

Muddy's overall cost of living index is 86.3, where 100 represents the US national average. Living in Muddy costs roughly 14% less than the average American city.

Metric Muddy, MT National Avg
Median Home Value $176,900 $244,900
Median Monthly Rent $435 $1,163
Homeownership Rate 65.3% 65.9%
Median Household Income $38,750 $74,755

Crime & Safety

Safer than Average

Muddy's violent crime rate is 315.3 per 100,000 residents — 17% lower than the national average of ~380 per 100,000.

Violent Crime
315.3 /100k
Property Crime
1163.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Muddy, MT National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 4.6% 35.4%
High School Diploma or Higher 97.2% 91.1%

Weather & Climate

Muddy sees average highs of 34.1°F in January and 88.4°F in July, with 15.7 inches of annual precipitation and 52.3 inches of snow per year.

MetricMuddy, MT
Average High — January34.1°F
Average High — July88.4°F
Annual Precipitation15.7"
Annual Snowfall52.3"

Demographics

MetricMuddy, MTNational Avg
Population661—
Median Age17.538.9
Unemployment Rate6.2%3.7%
Avg Commute Time24.4 min26 min
White (non-Hispanic)5.3%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 1854.6%22.2%
65 and over6.7%16.8%

Nearby Cities

Lame Deer, MT 8 mi Busby, MT 10 mi Birney, MT 18 mi Colstrip, MT 23 mi Ashland, MT 23 mi

Muddy vs Other Cities

Muddy, MT vs Lame Deer, MT Muddy, MT vs Busby, MT Muddy, MT vs Birney, MT Muddy, MT vs Colstrip, MT Muddy, MT vs Ashland, MT

Frequently Asked Questions

Muddy's cost of living index is 86, where 100 is the national average. That makes Muddy roughly 14% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $176,900 and median rent is $435/month.
Muddy's violent crime rate is 315.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1163.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Muddy, MT has a population of 661, a median household income of $38,750, and an unemployment rate of 6.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Muddy averages 34.1°F in January and 88.4°F in July. Annual rainfall is 15.7 inches with about 52.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Muddy, Montana is 661 with a median age of 17.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Muddy: cost of living index 86 (100 = US average), median home $176,900, median household income $38,750, crime index 72 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Muddy side by side with your current city to see the trade-offs.