Median Income
$59,783
household / year
Median Home Value
$380,500
owner-occupied
Median Rent
$1,064
gross / month
Cost of Living
93
national avg = 100

Is Missoula, MT a Good Place to Live?

Missoula is a mid-sized city of 74,627 in Montana, with a median household income of $59,783 and a 4.6% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.

Strengths: Missoula stands out for an affordable cost of living, solid school ratings (A), a well-educated population, short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index. Whether Missoula is right for you depends on your priorities — the full breakdown is below.

All Missoula city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 93.1

Missoula's overall cost of living index is 93.1, where 100 represents the US national average. Living in Missoula costs roughly 7% less than the average American city.

Metric Missoula, MT National Avg
Median Home Value $380,500 $244,900
Median Monthly Rent $1,064 $1,163
Homeownership Rate 46.9% 65.9%
Median Household Income $59,783 $74,755

Crime & Safety

Higher than Average

Missoula's violent crime rate is 596.9 per 100,000 residents — 57% higher than the national average of ~380 per 100,000.

Violent Crime
596.9 /100k
Property Crime
3629.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Missoula is served primarily by Missoula Elem. The student-to-teacher ratio is 15.2:1 (better than the national average of ~16:1).

Metric Missoula, MT National Avg
School District Missoula Elem
Elementary Schools 10
Middle Schools 4
High Schools N/A
Student/Teacher Ratio 15.2:1 16:1
Bachelor's Degree or Higher 50.3% 35.4%
High School Diploma or Higher 96.6% 91.1%

Weather & Climate

Missoula sees average highs of 34.1°F in January and 85.1°F in July, with 17.4 inches of annual precipitation and 50.2 inches of snow per year.

MetricMissoula, MT
Average High — January34.1°F
Average High — July85.1°F
Annual Precipitation17.4"
Annual Snowfall50.2"

Demographics

MetricMissoula, MTNational Avg
Population74,627
Median Age34.038.9
Unemployment Rate4.6%3.7%
Avg Commute Time15.7 min26 min
White (non-Hispanic)87.9%59.3%
Black or African American0.7%13.6%
Hispanic or Latino3.9%18.9%
Asian1.6%6.3%
Under 1816.9%22.2%
65 and over14.3%16.8%

Nearby Cities

ZIP Codes in Missoula

Missoula, MT is covered by 5 ZIP codes:

Missoula vs Other Cities

Frequently Asked Questions

Missoula's cost of living index is 93, where 100 is the national average. That makes Missoula roughly 7% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $380,500 and median rent is $1,064/month.
Missoula's violent crime rate is 596.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 3629.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Missoula are operated by Missoula Elem. The district has 10 elementary, 4 middle, and several high schools. The student-to-teacher ratio is 15.2:1. 50.3% of adults 25+ hold a bachelor's degree or higher.
Missoula, MT has a population of 74,627, a median household income of $59,783, and an unemployment rate of 4.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Missoula averages 34.1°F in January and 85.1°F in July. Annual rainfall is 17.4 inches with about 50.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Missoula, MT is covered by 5 ZIP codes: 59808, 59802, 59801, 59803, 59812.
The population of Missoula, Montana is 74,627 with a median age of 34.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Missoula: cost of living index 93 (100 = US average), median home $380,500, median household income $59,783, crime index 163 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Missoula side by side with your current city to see the trade-offs.