Median Income
$87,083
household / year
Median Home Value
$192,000
owner-occupied
Median Rent
$1,583
gross / month
Cost of Living
93
national avg = 100

Is Tracy, MO a Good Place to Live?

Tracy is a small town of 202 in Missouri, with a median household income of $87,083 and a 5.5% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.

Strengths: Tracy stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Tracy is right for you depends on your priorities — the full breakdown is below.

All Tracy city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 93.3

Tracy's overall cost of living index is 93.3, where 100 represents the US national average. Living in Tracy costs roughly 7% less than the average American city.

Metric Tracy, MO National Avg
Median Home Value $192,000 $244,900
Median Monthly Rent $1,583 $1,163
Homeownership Rate 81.8% 65.9%
Median Household Income $87,083 $74,755

Crime & Safety

Very Safe

Tracy's violent crime rate is 99.6 per 100,000 residents — 74% lower than the national average of ~380 per 100,000.

Violent Crime
99.6 /100k
Property Crime
612.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Tracy, MO National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 28.3% 35.4%
High School Diploma or Higher 93.7% 91.1%

Weather & Climate

Tracy sees average highs of 38.4°F in January and 88.3°F in July, with 39.9 inches of annual precipitation and 18.2 inches of snow per year.

MetricTracy, MO
Average High — January38.4°F
Average High — July88.3°F
Annual Precipitation39.9"
Annual Snowfall18.2"

Demographics

MetricTracy, MONational Avg
Population202—
Median Age38.838.9
Unemployment Rate5.5%3.7%
Avg Commute Time21.6 min26 min
White (non-Hispanic)91.6%59.3%
Black or African American3.0%13.6%
Hispanic or Latino3.5%18.9%
Asian0.5%6.3%
Under 1827.2%22.2%
65 and over17.3%16.8%

Nearby Cities

Platte City, MO 2 mi Camden Point, MO 6 mi Weston, MO 6 mi Farley, MO 6 mi Ferrelview, MO 8 mi

Tracy vs Other Cities

Tracy, MO vs Platte City, MO Tracy, MO vs Camden Point, MO Tracy, MO vs Weston, MO Tracy, MO vs Farley, MO Tracy, MO vs Ferrelview, MO

Frequently Asked Questions

Tracy's cost of living index is 93, where 100 is the national average. That makes Tracy roughly 7% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $192,000 and median rent is $1,583/month.
Tracy's violent crime rate is 99.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 612.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Tracy, MO has a population of 202, a median household income of $87,083, and an unemployment rate of 5.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Tracy averages 38.4°F in January and 88.3°F in July. Annual rainfall is 39.9 inches with about 18.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Tracy, Missouri is 202 with a median age of 38.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Tracy: cost of living index 93 (100 = US average), median home $192,000, median household income $87,083, crime index 27 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Tracy side by side with your current city to see the trade-offs.