Median Income
$58,802
household / year
Median Home Value
$199,200
owner-occupied
Median Rent
$1,164
gross / month
Cost of Living
93
national avg = 100

Is Platte City, MO a Good Place to Live?

Platte City is a small town of 4,781 in Missouri, with a median household income of $58,802 and a 4.0% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.

Strengths: Platte City stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Platte City is right for you depends on your priorities — the full breakdown is below.

All Platte City city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 93.3

Platte City's overall cost of living index is 93.3, where 100 represents the US national average. Living in Platte City costs roughly 7% less than the average American city.

Metric Platte City, MO National Avg
Median Home Value $199,200 $244,900
Median Monthly Rent $1,164 $1,163
Homeownership Rate 49.2% 65.9%
Median Household Income $58,802 $74,755

Crime & Safety

Very Safe

Platte City's violent crime rate is 144.4 per 100,000 residents — 62% lower than the national average of ~380 per 100,000.

Violent Crime
144.4 /100k
Property Crime
1031.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Platte City is served primarily by PLATTE CO. R-III. The student-to-teacher ratio is 13.7:1 (better than the national average of ~16:1).

Metric Platte City, MO National Avg
School District PLATTE CO. R-III —
Elementary Schools 4 —
Middle Schools 2 —
High Schools 2 —
Student/Teacher Ratio 13.7:1 16:1
Bachelor's Degree or Higher 26.7% 35.4%
High School Diploma or Higher 96.7% 91.1%

Weather & Climate

Platte City sees average highs of 38.4°F in January and 88.3°F in July, with 39.9 inches of annual precipitation and 18.2 inches of snow per year.

MetricPlatte City, MO
Average High — January38.4°F
Average High — July88.3°F
Annual Precipitation39.9"
Annual Snowfall18.2"

Demographics

MetricPlatte City, MONational Avg
Population4,781—
Median Age34.138.9
Unemployment Rate4.0%3.7%
Avg Commute Time24.0 min26 min
White (non-Hispanic)89.9%59.3%
Black or African American1.6%13.6%
Hispanic or Latino3.3%18.9%
Asian1.7%6.3%
Under 1828.5%22.2%
65 and over10.4%16.8%

Nearby Cities

ZIP Codes in Platte City

Platte City, MO is covered by 1 ZIP code:

Platte City vs Other Cities

Frequently Asked Questions

Platte City's cost of living index is 93, where 100 is the national average. That makes Platte City roughly 7% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $199,200 and median rent is $1,164/month.
Platte City's violent crime rate is 144.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1031.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Platte City are operated by PLATTE CO. R-III. The district has 4 elementary, 2 middle, and 2 high schools. The student-to-teacher ratio is 13.7:1. 26.7% of adults 25+ hold a bachelor's degree or higher.
Platte City, MO has a population of 4,781, a median household income of $58,802, and an unemployment rate of 4.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Platte City averages 38.4°F in January and 88.3°F in July. Annual rainfall is 39.9 inches with about 18.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Platte City, MO is covered by 1 ZIP code: 64079.
The population of Platte City, Missouri is 4,781 with a median age of 34.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Platte City: cost of living index 93 (100 = US average), median home $199,200, median household income $58,802, crime index 42 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Platte City side by side with your current city to see the trade-offs.