Below Average CostSafer than AverageNORTH ST. FRANCOIS CO. R-I
Median Income
$75,398
household / year
Median Home Value
$177,400
owner-occupied
Median Rent
$876
gross / month
Cost of Living
93
national avg = 100
Is Terre du Lac, MO a Good Place to Live?
Terre du Lac is a small town of 2,443 in Missouri, with a median household income of $75,398
and a 5.6% unemployment rate.
Its cost of living index is 93 (US average = 100), which is
7% below the national average.
Strengths:
Terre du Lac stands out for an affordable cost of living, below-average home prices, solid school ratings (B).
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Terre du Lac is right for you depends on your priorities — the full breakdown is below.
All Terre du Lac city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 93.2
Terre du Lac's overall cost of living index is 93.2,
where 100 represents the US national average.
Living in Terre du Lac costs roughly 7% less than the average American city.
Metric
Terre du Lac, MO
National Avg
Median Home Value
$177,400
$244,900
Median Monthly Rent
$876
$1,163
Homeownership Rate
79.7%
65.9%
Median Household Income
$75,398
$74,755
Crime & Safety
Safer than Average
Terre du Lac's violent crime rate is 221.7 per 100,000 residents
— 42% lower than the national average of ~380 per 100,000.
Violent Crime
221.7 /100k
Property Crime
1858.2 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Terre du Lac is served primarily by NORTH ST. FRANCOIS CO. R-I.
The student-to-teacher ratio is 12.4:1
(better than the national average of ~16:1).
Metric
Terre du Lac, MO
National Avg
School District
NORTH ST. FRANCOIS CO. R-I
—
Elementary Schools
2
—
Middle Schools
2
—
High Schools
2
—
Student/Teacher Ratio
12.4:1
16:1
Bachelor's Degree or Higher
21.6%
35.4%
High School Diploma or Higher
95.9%
91.1%
Weather & Climate
Terre du Lac sees average highs of 39.6°F in January
and 86.0°F in July,
with 45.1 inches of annual precipitation
and 11.5 inches of snow per year.
Terre du Lac's cost of living index is 93, where 100 is the national average.
That makes Terre du Lac roughly 7% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $177,400 and median rent is $876/month.
Terre du Lac's violent crime rate is 221.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1858.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Terre du Lac are operated by NORTH ST. FRANCOIS CO. R-I.
The district has 2 elementary, 2 middle, and 2 high schools.
The student-to-teacher ratio is 12.4:1. 21.6% of adults 25+ hold a bachelor's degree or higher.
Terre du Lac, MO has a population of 2,443, a median household income of $75,398, and an unemployment rate of 5.6%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Terre du Lac averages 39.6°F in January and 86.0°F in July. Annual rainfall is 45.1 inches
with about 11.5 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Terre du Lac, MO is covered by 1 ZIP code: 63628.
The population of Terre du Lac, Missouri is 2,443 with a median age of 47.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Terre du Lac: cost of living index 93 (100 = US average), median home $177,400, median household income $75,398, crime index 70 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Terre du Lac side by side with your current city to see the trade-offs.