Richmond is a small town of 5,975 in Missouri, with a median household income of $61,694
and a 3.3% unemployment rate.
Its cost of living index is 93 (US average = 100), which is
7% below the national average.
Strengths:
Richmond stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-).
Trade-offs:
No major red flags stand out in the available data. Whether Richmond is right for you depends on your priorities — the full breakdown is below.
All Richmond city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 93.3
Richmond's overall cost of living index is 93.3,
where 100 represents the US national average.
Living in Richmond costs roughly 7% less than the average American city.
Metric
Richmond, MO
National Avg
Median Home Value
$137,500
$244,900
Median Monthly Rent
$743
$1,163
Homeownership Rate
59.9%
65.9%
Median Household Income
$61,694
$74,755
Crime & Safety
Safer than Average
Richmond's violent crime rate is 319.8 per 100,000 residents
— 16% lower than the national average of ~380 per 100,000.
Violent Crime
319.8 /100k
Property Crime
1767.1 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Richmond is served primarily by RICHMOND R-XVI.
The student-to-teacher ratio is 13.0:1
(better than the national average of ~16:1).
Metric
Richmond, MO
National Avg
School District
RICHMOND R-XVI
—
Elementary Schools
2
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
13.0:1
16:1
Bachelor's Degree or Higher
9.7%
35.4%
High School Diploma or Higher
89.2%
91.1%
Weather & Climate
Richmond sees average highs of 37.5°F in January
and 87.2°F in July,
with 41.5 inches of annual precipitation
and 13.8 inches of snow per year.
Richmond's cost of living index is 93, where 100 is the national average.
That makes Richmond roughly 7% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $137,500 and median rent is $743/month.
Richmond's violent crime rate is 319.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1767.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Richmond are operated by RICHMOND R-XVI.
The district has 2 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 13.0:1. 9.7% of adults 25+ hold a bachelor's degree or higher.
Richmond, MO has a population of 5,975, a median household income of $61,694, and an unemployment rate of 3.3%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Richmond averages 37.5°F in January and 87.2°F in July. Annual rainfall is 41.5 inches
with about 13.8 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Richmond, MO is covered by 1 ZIP code: 64085.
The population of Richmond, Missouri is 5,975 with a median age of 39.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Richmond: cost of living index 93 (100 = US average), median home $137,500, median household income $61,694, crime index 84 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Richmond side by side with your current city to see the trade-offs.
