Below Average CostSafer than AverageHARDIN-CENTRAL C-2
Median Income
$54,500
household / year
Median Home Value
$88,100
owner-occupied
Median Rent
$1,079
gross / month
Cost of Living
93
national avg = 100
Is Hardin, MO a Good Place to Live?
Hardin is a small town of 659 in Missouri, with a median household income of $54,500
and a 1.7% unemployment rate.
Its cost of living index is 93 (US average = 100), which is
7% below the national average.
Strengths:
Hardin stands out for an affordable cost of living, below-average home prices, solid school ratings (B+).
Trade-offs:
Potential downsides include longer commutes. Whether Hardin is right for you depends on your priorities — the full breakdown is below.
All Hardin city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 93.3
Hardin's overall cost of living index is 93.3,
where 100 represents the US national average.
Living in Hardin costs roughly 7% less than the average American city.
Metric
Hardin, MO
National Avg
Median Home Value
$88,100
$244,900
Median Monthly Rent
$1,079
$1,163
Homeownership Rate
74.8%
65.9%
Median Household Income
$54,500
$74,755
Crime & Safety
Safer than Average
Hardin's violent crime rate is 482.2 per 100,000 residents
— 27% higher than the national average of ~380 per 100,000.
Violent Crime
482.2 /100k
Property Crime
994.9 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Hardin is served primarily by HARDIN-CENTRAL C-2.
The student-to-teacher ratio is 8.5:1
(better than the national average of ~16:1).
Metric
Hardin, MO
National Avg
School District
HARDIN-CENTRAL C-2
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
1
—
Student/Teacher Ratio
8.5:1
16:1
Bachelor's Degree or Higher
16.2%
35.4%
High School Diploma or Higher
89.5%
91.1%
Weather & Climate
Hardin sees average highs of 38.2°F in January
and 88.1°F in July,
with 43.3 inches of annual precipitation
and 13.8 inches of snow per year.
Hardin's cost of living index is 93, where 100 is the national average.
That makes Hardin roughly 7% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $88,100 and median rent is $1,079/month.
Hardin's violent crime rate is 482.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 994.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Hardin are operated by HARDIN-CENTRAL C-2.
The district has 1 elementary, several middle, and 1 high schools.
The student-to-teacher ratio is 8.5:1. 16.2% of adults 25+ hold a bachelor's degree or higher.
Hardin, MO has a population of 659, a median household income of $54,500, and an unemployment rate of 1.7%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Hardin averages 38.2°F in January and 88.1°F in July. Annual rainfall is 43.3 inches
with about 13.8 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Hardin, MO is covered by 1 ZIP code: 64035.
The population of Hardin, Missouri is 659 with a median age of 32.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Hardin: cost of living index 93 (100 = US average), median home $88,100, median household income $54,500, crime index 95 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Hardin side by side with your current city to see the trade-offs.