Owensville is a small town of 2,800 in Missouri, with a median household income of $47,207
and a 2.7% unemployment rate.
Its cost of living index is 89 (US average = 100), which is
11% below the national average.
Strengths:
Owensville stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-).
Trade-offs:
No major red flags stand out in the available data. Whether Owensville is right for you depends on your priorities — the full breakdown is below.
All Owensville city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 88.8
Owensville's overall cost of living index is 88.8,
where 100 represents the US national average.
Living in Owensville costs roughly 11% less than the average American city.
Metric
Owensville, MO
National Avg
Median Home Value
$116,500
$244,900
Median Monthly Rent
$654
$1,163
Homeownership Rate
61.0%
65.9%
Median Household Income
$47,207
$74,755
Crime & Safety
Safer than Average
Owensville's violent crime rate is 286.5 per 100,000 residents
— 25% lower than the national average of ~380 per 100,000.
Violent Crime
286.5 /100k
Property Crime
788.0 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Owensville is served primarily by GASCONADE CO. R-II.
The student-to-teacher ratio is 14.4:1
(better than the national average of ~16:1).
Metric
Owensville, MO
National Avg
School District
GASCONADE CO. R-II
—
Elementary Schools
2
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
14.4:1
16:1
Bachelor's Degree or Higher
18.2%
35.4%
High School Diploma or Higher
80.9%
91.1%
Weather & Climate
Owensville sees average highs of 39.8°F in January
and 87.4°F in July,
with 44.6 inches of annual precipitation
and 14.2 inches of snow per year.
Owensville's cost of living index is 89, where 100 is the national average.
That makes Owensville roughly 11% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $116,500 and median rent is $654/month.
Owensville's violent crime rate is 286.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 788.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Owensville are operated by GASCONADE CO. R-II.
The district has 2 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 14.4:1. 18.2% of adults 25+ hold a bachelor's degree or higher.
Owensville, MO has a population of 2,800, a median household income of $47,207, and an unemployment rate of 2.7%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Owensville averages 39.8°F in January and 87.4°F in July. Annual rainfall is 44.6 inches
with about 14.2 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Owensville, MO is covered by 1 ZIP code: 65066.
The population of Owensville, Missouri is 2,800 with a median age of 32.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Owensville: cost of living index 89 (100 = US average), median home $116,500, median household income $47,207, crime index 60 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Owensville side by side with your current city to see the trade-offs.
