What are the schools like in Gerald, MO?

Gerald is served primarily by GASCONADE CO. R-II. The district operates 2 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 14.4:1.

What is the median household income in Gerald?

The median household income in Gerald, MO is $49,643 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 5.6%.

What is the weather like in Gerald, MO?

Gerald has an average high temperature of 39.8°F in January and 87.4°F in July. Annual precipitation averages 45.2 inches and annual snowfall averages 14.2 inches.

Gerald, MO Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Gerald, MO affordable or expensive?

Gerald's cost of living index is 96, where 100 represents the national average. This means Gerald is 4% less expensive than the average US city. The median home value is $137,300 and the median rent is $708 per month.

Q: What is the crime rate in Gerald, MO?

Gerald has a violent crime rate of 221.4 incidents per 100,000 residents and a property crime rate of 885.6 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Gerald, MO a Good Place to Live?

Gerald is a small town of 1,197 in Missouri, with a median household income of $49,643 and a 5.6% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Gerald stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-).

Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Gerald is right for you depends on your priorities — the full breakdown is below.

All Gerald city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.3

Gerald's overall cost of living index is 96.3, where 100 represents the US national average. Living in Gerald costs roughly 4% less than the average American city.

Metric	Gerald, MO	National Avg
Median Home Value	$137,300	$244,900
Median Monthly Rent	$708	$1,163
Homeownership Rate	70.6%	65.9%
Median Household Income	$49,643	$74,755

Crime & Safety

Very Safe

Gerald's violent crime rate is 221.4 per 100,000 residents — 42% lower than the national average of ~380 per 100,000.

Violent Crime

221.4 /100k

Property Crime

885.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Gerald is served primarily by GASCONADE CO. R-II. The student-to-teacher ratio is 14.4:1 (better than the national average of ~16:1).

Metric	Gerald, MO	National Avg
School District	GASCONADE CO. R-II	—
Elementary Schools	2	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	14.4:1	16:1
Bachelor's Degree or Higher	12.4%	35.4%
High School Diploma or Higher	84.1%	91.1%

Weather & Climate

Gerald sees average highs of 39.8°F in January and 87.4°F in July, with 45.2 inches of annual precipitation and 14.2 inches of snow per year.

Metric	Gerald, MO
Average High — January	39.8°F
Average High — July	87.4°F
Annual Precipitation	45.2"
Annual Snowfall	14.2"

Demographics

Metric	Gerald, MO	National Avg
Population	1,197	—
Median Age	41.6	38.9
Unemployment Rate	5.6%	3.7%
Avg Commute Time	31.3 min	26 min
White (non-Hispanic)	83.7%	59.3%
Black or African American	0.3%	13.6%
Hispanic or Latino	12.8%	18.9%
Asian	1.6%	6.3%
Under 18	17.5%	22.2%
65 and over	19.7%	16.8%

Nearby Cities

Rosebud, MO 4 mi Leslie, MO 6 mi Owensville, MO 10 mi Charmwood, MO 15 mi Stanton, MO 15 mi

ZIP Codes in Gerald

Gerald, MO is covered by 1 ZIP code:

63037

Gerald vs Other Cities

Gerald, MO vs Rosebud, MO Gerald, MO vs Leslie, MO Gerald, MO vs Owensville, MO Gerald, MO vs Charmwood, MO Gerald, MO vs Stanton, MO

Frequently Asked Questions

Is Gerald, MO affordable or expensive?

Gerald's cost of living index is 96, where 100 is the national average. That makes Gerald roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $137,300 and median rent is $708/month.

What is the crime rate in Gerald, MO?

Gerald's violent crime rate is 221.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 885.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Gerald?

Public schools in Gerald are operated by GASCONADE CO. R-II. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 14.4:1. 12.4% of adults 25+ hold a bachelor's degree or higher.

Is Gerald, MO a good place to live?

Gerald, MO has a population of 1,197, a median household income of $49,643, and an unemployment rate of 5.6%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Gerald?

Gerald averages 39.8°F in January and 87.4°F in July. Annual rainfall is 45.2 inches with about 14.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Gerald?

Gerald, MO is covered by 1 ZIP code: 63037.

What is the population of Gerald?

The population of Gerald, Missouri is 1,197 with a median age of 41.6. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Gerald?

Key numbers for living in Gerald: cost of living index 96 (100 = US average), median home $137,300, median household income $49,643, crime index 52 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Gerald side by side with your current city to see the trade-offs.