Is Oakland, MO a Good Place to Live?
Oakland is a small town of 1,633 in Missouri, with a median household income of $107,813 and a 5.9% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.
Strengths: Oakland stands out for an affordable cost of living, a well-educated population, short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Oakland is right for you depends on your priorities — the full breakdown is below.
All Oakland city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 96.3Oakland's overall cost of living index is 96.3, where 100 represents the US national average. Living in Oakland costs roughly 4% less than the average American city.
| Metric | Oakland, MO | National Avg |
|---|---|---|
| Median Home Value | $376,700 | $244,900 |
| Median Monthly Rent | $1,435 | $1,163 |
| Homeownership Rate | 73.2% | 65.9% |
| Median Household Income | $107,813 | $74,755 |
Crime & Safety
Safer than AverageOakland's violent crime rate is 371.9 per 100,000 residents — 2% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Oakland, MO | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 56.8% | 35.4% |
| High School Diploma or Higher | 96.7% | 91.1% |
Weather & Climate
Oakland sees average highs of 40.6°F in January and 89.6°F in July, with 43.7 inches of annual precipitation and 10.2 inches of snow per year.
| Metric | Oakland, MO |
|---|---|
| Average High — January | 40.6°F |
| Average High — July | 89.6°F |
| Annual Precipitation | 43.7" |
| Annual Snowfall | 10.2" |
Demographics
| Metric | Oakland, MO | National Avg |
|---|---|---|
| Population | 1,633 | — |
| Median Age | 54.0 | 38.9 |
| Unemployment Rate | 5.9% | 3.7% |
| Avg Commute Time | 20.7 min | 26 min |
| White (non-Hispanic) | 91.2% | 59.3% |
| Black or African American | 5.5% | 13.6% |
| Hispanic or Latino | 2.6% | 18.9% |
| Asian | 0.7% | 6.3% |
| Under 18 | 15.5% | 22.2% |
| 65 and over | 38.6% | 16.8% |